China Industrial and Commercial Bank of China Class I Card Daily Limit

According to the information announcement of ICBC's first-class card in official website, there is no limit on the deposit of ICBC's first-class card, but the daily limit for ATM withdrawal is 20,000 yuan. Different channels have different transfer and remittance limits. For example, the limit for handling single remittance at ICBC outlets is100000 yuan, and the limit for ATM transfer is 50000 yuan per card per day. The limit of electronic bank transfer is related to the authentication method. Users can call 95588 to describe the transfer channel in detail for consultation.

The transfer of the card itself is not restricted. The transfer and remittance limits of different channels are different. For inter-bank or inter-bank remittance through ICBC outlets, the single limit is 6,543,800,000 yuan (inclusive); If the limit of ATM transfer is one sum per card/day, the cumulative maximum limit is RMB 50,000 (inclusive). The transfer between the accounts of the same cardholder (including the accounts in the card) is not subject to the above restrictions. Tips:

1. The specific limit regulations of each branch are different. It is recommended that you follow the actual instructions on the page when transferring money.

2. If it is not the above channel, please call 95588 to describe the transfer channel in detail so as to give you an accurate answer.

Personal payment accounts are divided into three categories, namely Class I, Class II and Class III accounts. The first type of account is a full-featured bank settlement account with the highest security level. They can deposit and withdraw cash, finance, transfer money, pay fees, pay and so on. There are no restrictions. Class II accounts can handle deposits, purchase financial products such as investment and wealth management products, restrict consumption and payment, and restrict transfer to unbound accounts. The main function of Class III account is to restrict consumption and payment, and the balance of the account shall not exceed 1 1,000 yuan. The daily cumulative limit of funds transferred to unbound accounts is 5,000 yuan, and the annual cumulative limit is 654,380+10,000 yuan. The cumulative limit of consumption, payment and transfer to an unbound account is the same as the transfer limit.

Depositors can open Class I, Class II and Class III bank accounts through counters, self-service machines and electronic channels. ICBC users can apply for opening Class I and Class III accounts online in mobile banking and online banking. Click on the "Account Application" column of ICBC Mobile Banking, and you can apply for the second and third types of accounts on the screen.