What is China Construction Bank’s credit card?

What kind of credit cards do China Construction Bank generally use?

What kind of credit cards do China Construction Bank generally use?

The credit cards of China Construction Bank are called Dragon Cards, which are generally used by ordinary people. Ordinary Dragon Card, the name is this, but it has different levels. This card is decided according to the applicant’s income, savings and application category. Of course, rich people use VIP level credit limit, which will be much higher. Ordinary card.

What kind of credit card does China Construction Bank generally apply for?

For domestic use, choose Vipshop, hot purchase card, etc. that start with 62. For overseas use, choose global payment card. , dual currency.

How to use China Construction Bank Word Credit Card

China Construction Bank Word Credit Card is a world travel credit card. This card is a cooperation between China Construction Bank and Ctrip. The use is the same as that of a general credit card, with the addition of one Ctrip membership function.

How to use China Construction Bank’s cardless credit card?

CCB credit card can be used for cardless consumption, just connect the third-party payment software for quick payment.

Quick payment with bank card linked to Alipay:

① Log in to Alipay account;

② Enter account settings;

③ Find payment Method;

④Select quick payment and add a new bank card;

⑤Select the bank card type and debit card type;

⑥Fill in the bank card and the mobile phone number linked to the bank card, and Alipay must have real-name authentication. Then the mobile phone will receive the SMS verification code. After confirming, click Confirm to tie it successfully.

Tie your bank card to Tenpay to achieve quick payment:

① Log in to the Tenpay website and log in to your account;

② After entering, click on the menu on the left "Quick payment";

③ "Click to activate immediately", you need to bind the bank card before activation;

④ Fill in the cardholder information, bank, and the information reserved at the bank Mobile phone number;

⑤ Fill in the verification code received on the mobile phone to confirm;

⑥ Quick payment will be activated successfully.

Connect bank card with WeChat:

①Open WeChat and log in;

②Click "Me";

③Click Select "Wallet";

④Click "Bank Card";

⑤Click "Add Bank Card";

⑥Fill in the cardholder's name , bank card, reserved mobile phone number;

⑦If the payment password has been connected and set, you need to enter the payment password first;

⑧Click "Next" and enter the SMS Verification code;

⑨Click OK to complete the connection.

What kind of credit cards do ICBC generally apply for?

You can apply according to your own business needs:

Currently, there are more credit cards with ETC functions applied for, ICBC Global Travel Card, Chimelong Card, Diners Club IGO Credit Card, American Express Card, Single Chip Card, Dual Currency Credit Card, etc.

What is the general limit of China Construction Bank’s Long Card credit card?

In fact, the limit is not directly related to the type of card you apply for, and there is no concept of a general limit. , the key still depends on your personal credit status. After you apply for this card, the bank will conduct a comprehensive audit based on the information you submitted when applying, combined with your income, personal credit, etc. Therefore, it is not certain how much the credit limit will be, because if different people apply for the same card type, the credit limit will be completely different. If you provide proof of financial resources when applying, it will also be helpful to the audit of your card limit. However, the specific amount shall be subject to comprehensive audit.

Will the use of China Construction Bank credit card affect the China Construction Bank savings card?

The use of China Construction Bank credit card will not affect the China Construction Bank savings card, but if it is overdue or not repaid, the bank will take action certain means.

The consequences of an overdue credit card are:

1. The bank credit card bank center will charge late payment fees and interest:

1. The late payment fee is based on the unpaid portion of the minimum repayment amount. Calculated at 5%, the minimum charge is RMB 10 or 1 US dollar

2. At the same time, the bank will also charge an interest of 50,000 per day on the entire bill.

2. Impact on credit

1. If it is overdue within a month, it is considered overdue once. As long as it is overdue, even once, it will be more difficult to increase the credit limit;

2. If you are overdue 3 times in a row or 6 times in total, you will have a bad credit record, and it will be difficult to get a loan or apply for a credit card in the future;

3. If you are overdue for a certain amount and time, the bank will freeze the credit card.

How many credit cards can China Construction Bank apply for at one time

There is no limit to how many credit cards a person can apply for. The credit card limit under one ID card in one bank is unlimited. Yes, that is to say, you apply for two cards from a certain bank. One card has a limit of 5,000 and the other has a limit of 10,000. If the 5,000 card is used up, the other card can only use 5,000. If the 10,000 card is used up, the 5,000 card There is no limit.

Is it necessary to upgrade a China Construction Bank credit card from 10,000 to 50,000?

It is necessary to increase the temporary limit or fixed limit~

Financial resources materials can be supplemented, such as: under the same name Large deposit certificates, vehicle driving licenses, real estate certificates under the same name...

The customer service number on the back of the card, try applying for a limit increase~

What is the best credit card of China Construction Bank?

It depends on which type you need. For example, China Construction Bank has co-branded cards that cooperate with shopping malls, such as Hualian Dragon Card, New World Dragon Card, etc. If you often fly, CCB has China Eastern Airlines Dragon Card, which With this card, you can enjoy points from China Construction Bank, and you can also use points to redeem China Eastern Airlines miles. If you have a car, you can apply for a car card from China Construction Bank, which contains a lot of preferential information for car owners. For example, if you spend more than 20,000 yuan with the card in a year, you can Enjoy free weekly car washes for the next year, plus Continental Automobile Club rescue services and more. In fact, it depends on some of your needs.

What type of card is CCB Global Payment Credit Card?

CCB Global Payment Dragon Card is CCB’s standard platinum-level credit card and is a full-currency credit card product.

Meaning: CCB Dragon Card IC Platinum Credit Card is a new UnionPay standard chip credit card launched by China Construction Bank. It has all the financial functions of traditional magnetic stripe credit cards and the benefits of China Construction Bank UnionPay Premium Platinum Credit Card. It also provides Cardholders are provided with higher security, more functional services, and a better user experience.

Special services:

Exclusive priority service provides three priority services: customer service hotline acceptance, temporary limit adjustment and disputed payment.

5 million yuan aviation accident insurance protection cardholders can enjoy 5 million yuan aviation accident insurance when they purchase air tickets or travel tickets (including air tickets) by swiping their card.

Platinum secretarial services include business travel, ticketing, restaurant, high-quality food, golf, tennis and other booking services.

Platinum preferential merchants provide consumption discounts and VIP treatment from platinum high-quality merchants and top clubs in major domestic and international cities, covering areas such as catering, leisure and wellness, and health care.

UnionPay Platinum Points offers selected mid-to-high-end merchants and well-known brand chain merchants to provide cardholders with exclusive UnionPay points rebate services.

Business travel and ticket reservation services provide domestic/overseas air tickets, hotels and vacation product reservation services; provide ticket reservations in more than 20 key cities across the country, including inquiries, reservations, and reservations for tickets for performances, dramas, and concerts, etc. Payment and delivery services.

UnionPay Platinum Exclusive Service UnionPay has opened four themed clubs: golf, tennis, wine, and women. After registering on the UnionPay Platinum website, cardholders can enjoy golf, tennis court reservations and various club-exclusive activities. .

There are so many types of CCB credit cards - which one should I choose?

Customers can log in to the homepage of the CCB official website, learn about the rights and interests of various cards through "Credit Card - Credit Card Application", and then choose to apply for a credit card according to their preferences. If the credit card product the customer applies for is for a specific group of people, he or she can apply at any CCB branch.

(In case of business changes, please refer to the actual situation.)

What is the CCB Global Payment Credit Card?

The CCB Global Payment Credit Card is called Dragon Card Global Payment Credit Card .

The CCB Global Payment Credit Card is a standard platinum card and belongs to the same card type, but it has two versions, one is China UnionPay + VISA, and the other is China UnionPay + MATER. The rights and interests are the same, but the overseas channels are different.

The Dragon Card Global Payment Card can be used at home and abroad. All transactions (including card consumption, online consumption, withdrawals, etc.) can be automatically purchased and converted into RMB and credited to the Dragon Card Global Payment Card RMB account.

How many types of cards does China Construction Bank have?

Card types of China Construction Bank:

1. Types of debit cards of China Construction Bank include: Dragon Card, Wealth Management Card, Wealth Card cards and private bank cards, Cross-Hong Kong Long Card, etc.

2. China Construction Bank’s credit card types include: Longka Global Payment Credit Card, Longka Yidai Credit Card, Longka Hong Kong, Macao and Taiwan Travel Card, Longka Olympic Credit Card, etc.

China Construction Bank Credit Card is a credit card launched by China Construction Bank. They are all named "Dragon Card" and include Dragon Card prestigious school card, Dragon Card business card, Dragon Card car card and other different types to meet customers' domestic and overseas transactions, Family care, installment financial management and other consumer needs.

Cash withdrawal limit:

Overseas, the daily cumulative amount of cash withdrawals (cash withdrawals) for ordinary cards does not exceed US$500, for gold cards it does not exceed US$1,000, and it does not exceed US$5,000 per month. China Construction Bank Credit Card provides customers with cash withdrawal (cash withdrawal) services. Cash withdrawals (cash withdrawals) are subject to cash withdrawal fees. According to the relevant regulations of the People's Bank of China and the State Administration of Foreign Exchange, within the country, the cumulative amount of cash withdrawals (cash withdrawals) per card per day shall not exceed RMB 2,000 (excluding withdrawals at overpayment outlets).

Cash withdrawal (cash withdrawal) includes two situations: overdraft withdrawal and overpayment cash withdrawal. One is overdraft cash withdrawal, and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank to customers to help customers flexibly deploy funds when they are in urgent need.

The overdraft cash withdrawal limit is set according to the customer's card usage, and the maximum does not exceed 50% of the customer's credit limit. In addition to cash withdrawal fees, domestic and overseas overdraft withdrawals also require interest payments and do not enjoy interest-free treatment. Overpayment withdrawal refers to the customer withdrawing the funds stored in the card or the funds overpaid during repayment.

Overpayment can automatically increase the available limit of the main card, but does not increase the available limit of the supplementary card. If it is necessary to increase the available limit of the supplementary card, the main cardholder should call the CCB 24-hour service hotline to apply. If the customer withdraws excess payment exceeding RMB 2,000 on the same day, he must go to the counter of a China Construction Bank branch to handle it.

That’s it for the introduction of what the China Construction Bank Credit Card is.