What if CITIC Credit Card forgets its password?

My CITIC bank card is locked. How can I untie it?

1, bank card password lock, which can be solved in two situations:

A) Some bank cards are temporarily locked and automatically unlocked, usually the next day or 24 hours later;

B) Some bank cards will not be unlocked automatically. You need to take your ID card and bank card to the bank outlet to unlock them.

2. The bank card password lock cannot be unlocked on the website, and must be unlocked at the counter through offline outlets.

The relevant staff of the electronic banking department of a large state-owned bank said that the login password of telephone banking is the inquiry password and the withdrawal password of bank card are two concepts. Even if it is entered incorrectly for three times in a row, it will only suspend the inquiry function of telephone banking and will not affect the fund activities of the account. Cardholders can still withdraw money with the correct withdrawal password. "Only when the transaction password (withdrawal password) is entered incorrectly three times a day, the account will be locked, and the account holder needs to hold the ID card to unfreeze at the counter." Extended data

Matters needing attention in the use of bank cards

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card and password at will.

4. When spending by credit card, don't let the bank card leave sight, pay attention to the number of times the cashier swipes the card, and check whether the amount on the shopping list is correct and whether it is my card when getting the shopping list and card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

Bank cards are frozen mainly for the following reasons:

1. If the balance of the bank card is insufficient 100 yuan, it will not be used for a long time.

2. Telephone banking or entering the wrong password for three consecutive times on the ATM.

3. Loss reporting of bank cards.

4. Being maliciously manipulated, after knowing his bank card, ID card and other information, he called the bank to pretend to be the owner of the bank card and asked to report the loss.

5. Others, such as arrears being enforced.

Application and loss reporting:

The process of applying for a credit card and a debit card is different. When handling a credit card, you need to bring your valid certificate (ID card or a copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true.

After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.

The reporting procedures of major banks are not exactly the same. If you lose it, you can report it temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report it.

Precautions:

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card and password at will.

4. When spending by credit card, don't let the bank card leave sight, pay attention to the number of times the cashier swipes the card, and check whether the amount on the shopping list is correct and whether it is my card when getting the shopping list and card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

Frequently asked questions:

Bank cards should not be placed with mobile phones, televisions, stereos, microwave ovens and other electrical appliances with strong magnetic fields. It's better to put it away. Don't put multiple bank cards and passbooks together.

1, when buying a wallet, there are usually small hard cards from several brands. Don't throw them away! When playing cards, except that the cards can't be on the same interlayer, put a card of this kind on the side with magnetic stripe to play the role of spacing.

2. ICBC has a special bank card holder, which works well and can be used many times.

3. It's not bad to use ID card as the interval. (The second-generation ID card is a radio frequency card, not a magnetic card, so the ID card will not "degauss" with the bank card. )

Finally, it should be noted that the bank card must not be put in the pocket directly with the mobile phone, so it is likely to be degaussed soon.

What if I forget my credit card password?

Hello, if you forget your credit card password, please bring your ID card and credit card to the bank to reset your password in time.

If you are in urgent need of small funds, it is recommended to use Qianhua APP, which is the original Baidu financial credit service brand. You can apply directly online, without mortgage, and the application materials and steps are very simple. The fastest approval is 30 seconds, and the loan is released in 3 minutes, which can be repaid in installments and in advance. Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.

What should I do if the credit card transaction password of CITIC Bank is set and forgotten?

CITIC Bank credit card has multiple passwords, among which transaction password and inquiry password are the most commonly used. Today, if there is nothing else, I will introduce this transaction password to you. You can learn about the function, setting method and handling method of forgetting the password together.

As the name implies, this password is mainly used for trading. This transaction includes many aspects, such as credit card consumption, cash withdrawal and so on. You can also enter this password at the ATM to check the status of the credit card and so on. There is such a password because the system can identify the cardholder accordingly.

The main functions of the transaction password are as follows:

1. Cash withdrawal: You can withdraw cash at the counter of CITIC Bank outlets or ATM machines with this password. It should be noted that there is a handling fee for credit card withdrawal, and interest is calculated from the day of withdrawal.

2. Consumption: If the consumption mode you set is "password signature", you can enter the password to swipe your card on the POS machine with UnionPay logo.

Two ways to set the transaction password:

1. Telephone setting: You can call the CITIC Credit Card Service Hotline at 40088-95558 with the mobile phone filled in when you apply for the card, and set/modify/reset the transaction password through the automatic voice service.

2. Other ways: you can bring your valid ID card and credit card to the counter of CITIC Bank outlets. After the setting is successful, it can also be modified on any ATM of CITIC Bank.

How to deal with forgetting the transaction password:

Don't worry if you unfortunately forget your own credit card transaction password. Just call the CITIC Credit Card Service Hotline at 40088-95558 and reset the credit card transaction password through the menu "Personal Data Modification and Transaction Password Settings".

What if the password of CITIC Credit Card is locked for three times?

If the credit card password is locked after being entered for three times, the cardholder can take the credit card and ID card to the business outlet of CITIC Bank, retrieve the credit card password through the counter and reset the password.

If you are not in a hurry to use the card, the credit card password will be automatically unlocked after 24 hours, and the cardholder can re-enter the password.

If the cardholder forgets to keep secret, he can call the customer service phone number 4008895558 on the back of the credit card, apply for manual service after dialing, explain the situation to the customer service after verifying the identity information, and retrieve the password according to the prompts.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

main feature

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and social demand.

Financial management strategy

1, control the number of credit cards, enough is enough.

Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.

2. Keep credit card vouchers

Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards. Moreover, many people's credit cards do not have passwords, and discarding credit card vouchers at will may lead to the theft of credit cards.

For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.

3. Reduce cash withdrawals

Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. So it is not cost-effective to use it or use it as a passbook.

Step 4 choose the right credit card

The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.

5. within the maximum consumption limit of credit card, swipe your card as much as possible.

Every credit card has a limit. If you swipe your card within this maximum, you are safe. Then, within this controllable range, please swipe your card as much as possible. Because a credit card is equivalent to asking the bank to repay you in advance when you buy something, why not return it to the bank on time on the repayment date? On the one hand, it is more convenient for consumption, on the other hand, it can accumulate credit, and the bank can also charge the merchants a handling fee from the amount of your credit card, which can be described as a win-win situation.

6. Repayment will not be made until the repayment date.

Use the last repayment date to earn more interest. After all, the money is in your account, and the interest generated is also your own, so you should make full use of the opportunity of the money in your own hands and let it generate more money. In addition, if you can't repay on the repayment date for some special reasons, please call the bank's credit card customer service hotline to explain the situation and ask for an extension of repayment 1 to 2 days. Generally, this situation will be allowed.

What if I forget my online banking login password?

You can choose to reset the forgotten password in the credit card online banking login interface.

The login password of CITIC Bank's credit card online banking is the password for logging into personal online banking, which is set by the customer separately and belongs to a password different from the credit card transaction password.

Frozen online banking login password: if the online banking login password is entered incorrectly for three consecutive times, it will be frozen and automatically unfrozen after 24 hours. If you forget your online banking login password, you can reset it by selecting Forgotten Password in the credit card online banking login interface.

1. Open the search engine and search the lawsuit network of CITIC Bank.

2. Open the litigation website of CITIC Bank and click "Online Banking Login".

3. Select "Personal Internet Banking" and click.

4. Select "Forgot Password" and click.

5. Fill in relevant information for verification.

6. You can log in normally after verification.

Extended data:

When setting a password, you should pay attention to avoid the following situations:

First, the password and user name are the same.

Some customers like to set the user name and password to the same characters for the convenience of memory, thinking that the simpler the password setting, the harder it is to guess. This kind of luck is a big taboo for setting passwords.

2. Use some account numbers, mobile phone numbers and ID cards as passwords.

Some customers prefer to use the last six digits of account number, mobile phone number or ID card as the password when setting the card password, which is extremely dangerous. Once the above information is obtained by a "willing heart", it is likely that the password will be directly guessed and stolen, or the information such as account number, password, ID number, credit card expiration date and credit card CVV2 code will be used to maliciously open online banking, reset online banking password, and tamper with online banking mobile phone number. And even steal more secretly through online channels.

Third, use regular characters as part of the password.

Such as pinyin or abbreviation of name, account number, birthday, commonly used English words, same number/letter/symbol, continuous number/letter, number/letter combination with special meaning, etc.

For example: Zhang Haogu, zhlf, 62285568, 1984080 1 8888, aaaa, 1234, abcd, 372 1, 163, CGB.

Using characters similar to the above to form a password is also easier for others to guess.

4. Use other passwords as passwords for online banking or bank cards.

Modern network services are becoming more and more abundant, and more and more passwords are needed for various network services. For the convenience of memory, some customers like to set one or one password for different network services, including their own online banking passwords and bank card passwords, which greatly reduces the security of financial assets. In addition, the passwords of other commonly used devices should not be the same as or similar to those of online banking or bank cards.