Top ten most popular applications

First, the top ten of the hottest app rankings

As follows:

Tik Tok 1

Next, the very popular short video App covers many elements. Whether it is beauty, food or study, you can find the corresponding video here, which is very inclusive. If you spend too much time brushing Tik Tok on weekdays, there will be an official reminder to users that it is time to rest.

2. "Today's headlines"

An APP that integrates short videos, novels, news and information. This software is very powerful and has developed an independent creator channel. Any user can have a place here as long as he studies hard.

3. Youku Video

A classic movie app, many popular movies can be watched here, and there is also a barrage function in the video, which can be opened to discuss with you. Although some videos require VIP members, Youku members can redeem them for free in many channels, which is more cost-effective than other video software.

4. Seven Cats Free Novel

A software that can read novels for free. There are often male and female novels with various themes in the software, and users don't need to pay. The software also has the function of listening to books, you can set your favorite sound line and playback speed, and automatically read novel fragments.

5.QQ music

A classic music listening software, QQ music has everything from popular songs to unpopular songs, and friends can also be invited to listen to songs together. Cantonese songs have transliteration function, which is a good choice for users who want to learn Cantonese songs.

6. Tencent Mobile Manager

An APP that can protect mobile phones is very powerful. You can set up harassment interception, automatically filter harassment and advertising calls, protect the safety of mobile phones at all times, protect personal privacy, and have special functions such as cleaning up and data recovery.

7. Little Red Book

A beauty APP that can shop and share good things. There are many big-name stars in Little Red Book, and users like to share some of their experiences on the platform. Before you buy something, you can search in the software for effective mining.

8. Zhihu

A popular software based on question and answer. In this software, users can post their doubts in the software, and enthusiastic users can answer them. No matter in which field, you can find the answer you want. There is a famous big V in the software to answer some professional questions for everyone.

9. Quarks

A simple browser search application. There are basically no small advertisements in this software, and pages will pop up when browsing. It is fully functional and concise. There are five other engines built into the software, which can switch back and forth among well-known search engines such as Baidu and Google.

Himalayas 10

Although this software is a radio application, you can listen to books, lectures and stories without too many restrictions. Users can choose their favorite channels, and the sound of each channel is prepared by professional seiyuu, with changeable styles.

Second, 20 17 list of the hottest mobile loan apps

In a blink of an eye, 20 16 has passed, and the Spring Festival of 20 17 is coming. Many people want to make loans through mobile APPs at this time, and mobile loans have become the most commonly used loan method after 1980s and 1990s. Now there are various mobile loan apps on the market, some of which are not necessarily safe, so we should also pay attention to whether the mobile loan app is compliant when choosing a mobile phone with an app. Today, I will introduce several popular safe and fast mobile phone loan apps of 20 17.

First, ant borrowing is Alipay's loan service, and the threshold for application is more than 600 points. According to different scores, the minimum loan amount that users can apply for is 1 1,000 yuan, and the maximum loan amount is 50,000 yuan. The longest repayment period is 65,438+02 months, and the expected annualized monthly interest rate. Second, China Merchants Bank's lightning loan This is a mobile Internet loan product of China Merchants Bank. Users can APPly through China Merchants Bank's mobile banking app or online banking, and the whole process of loan application, approval, signing and lending is automated. As a representative, China Merchants Bank's lightning loan has a higher loan amount than other small loan products, but the expected annualized interest rate of the loan is relatively high, reaching more than 15%, which is not affordable, and it is a white list invitation system. Even if you are a customer of China Merchants Bank, you may not be eligible for credit. Three. Instant Finance Instant Finance was jointly established by well-known domestic enterprises such as Sunshine Insurance, Chongqing Bank, Chongqing Department Store, Zhongke Jin, Zhejiang Commodity City and Wumart Holdings. You can borrow money just by tying the card, so that consumers can have a better service experience. Fourth, Ping An Easy Loan Ping An Easy Loan is a mobile phone fast loan APP product under Ping An Group. The entry threshold for application is low, and you can apply at the age of 18. The repayment method is flexible and calculated on a daily basis. Ping An Easy Loan is a loan product with low barriers to entry, but the monthly rent is high and the interest is high. Credit granting groups are limited, mainly for office workers, business owners, people with houses or cars, and life insurance policyholders.

Third, what is a formal lending platform?

According to the level of qualification and interest rate, it can be roughly divided into the following categories:

First, the five major banks and the head joint-stock banks

Many people's stereotype of banks is loans, that is, they have nothing for their own use except credit cards. In fact, this state has become a thing of the past, and now banks have comprehensively enriched their product lines. So at present, no matter the five major banks such as Bank of China, Industrial and Commercial Bank of China, Agricultural Bank, China Construction Bank and Bank of Communications, or the major joint-stock banks such as China Merchants Bank, China CITIC Bank, Minsheng Bank, Industrial Bank, Ping An Bank and Guangfa Bank, they all have their own apps, and they can already apply for credit loans in their own apps. However, after all, it is the head office, and the risk control requirements are relatively high, so the entry threshold is also relatively high.

Second, city commercial banks and private banks.

In addition to some head offices, many local banks now attach great importance to online lending. At the same time, due to the technical investment of these banks in online lending for many years, their online technology is also very developed. Well-known, such as some local city commercial banks, such as Bank of Beijing and Bank of Shanghai, and many private banks attach great importance to this business. Private banks are familiar with microfinance and online banking. This part of the online lending platform does not have such a high entry threshold requirement, but the interest rate is not as high as that of the people, and it can also be used as a good choice.

Third, the online lending platform of well-known brands.

If the threshold of the above banking department cannot be reached, then you can only choose some non-bank online lending platforms. However, as far as the pure online lending platform is concerned, there are many pits, and you need to be more cautious when choosing. It is best to choose an online lending platform under a well-known brand. Relatively speaking, the well-known brands in this respect are Bai Jie (under the Ant Group), Du Xiaoman (under Baidu) and JD.COM Gold Bar (under JD.COM). COM)。 Although these are not banking financial institutions, after all, their group brands are very good, so they are also relatively reliable brands.

abstract

There are many online lending platforms, but what platform to choose depends on your credit level. Online loans that can be applied for according to credit can be selected from five major banks, joint-stock banks, city commercial banks, private banks and small loan platforms under well-known brands.

Four, recommend several better mobile phone loan software, which is the fastest mobile phone loan software?

I suggest you choose the bank channel to handle personal loans.

If the application amount is less than 50,000 yuan, you can log in to China Merchants Bank Mobile Banking and click My-All-Loan-I want to borrow money to try to apply through this interface. Or you can apply for a loan by credit card: log in to Pocket Life and click Card Finance-Reserve Fund-Apply Now below to try to apply for a reserve fund here, depending on the audit results.