What's with the recent frequent texting in New Er Fu? It's someone else's name.

Maybe the original owner of your mobile phone number borrowed money.

If you really don't borrow money, then this message is probably a scam message, which can be ignored, especially don't click on the link in the message.

If you are still not at ease, you can directly call the official telephone customer service hotline of "Xinfu" company, remember that it must be the official telephone number, and then ask the manual customer service to check whether there is a loan from their company under your name. The purpose of doing this is to be afraid that your identity information will be stolen.