Regarding Wanda Loan, will it really come to you?

It's possible. Wanda loan will be treated differently according to different situations after it is overdue, and the lender will collect it by SMS and telephone after it is overdue for a short time. Therefore, if the applicant can repay the loan in time after receiving the call and information from Wanda Loan, it will not have any impact on the applicant.

What will happen if Wanda Pratt & Whitney is overdue?

1, telephone collection. Once overdue, the staff will contact you immediately. In order to avoid affecting personal life, it is recommended to repay as soon as possible.

2. Credit report. Wanda Pratt & Whitney will not only check the credit information, but also leave a bad record after the deadline, which will affect the future purchase of a house and a card.

All in all, Wanda Pratt & Whitney rarely takes the way of collecting and prosecuting at home.

1, collection means

Now many collections will collect debts in this way. If you don't know the routine, you are easy to be fooled. After all, the quality of people in the collection industry is uneven. It is not ruled out that some collections will use this kind of threat, deception and deception, claiming that they will come to collect debts.

2. Official explanation

Wanda Pratt & Whitney's customer service said that if the current bill is overdue, they do not rule out entrusting a third party to help repay, nor do they rule out checking your credit status at home. The implication is that outsourcing to a third-party collection company may lead to home collection.

3. Actual situation

Judging from the feedback from online users, there are basically no cases of real door-to-door collection, because Wanda Pratt & Whitney mainly provides online loan services, the amount of pure credit loans is generally not high, and the cost of door-to-door collection is too high, so this method is generally not adopted.

4. Peer-to-peer lending model b2c model b2c model B generally refers to banks, and some websites also provide products of loan companies. Generally, online b2c loans rely on online lending platforms to complete pre-lending work. According to different rules, some applicants need to go to the bank offline. At present, the b2c model is restricted by the region, because its business entities are all institutions with geographical restrictions, and its coverage needs to be expanded. 5. C2C2P2P is short for Peer to Peer, which means person to person. In this mode, the applicant can decide the interest rate, term and other conditions independently according to his credit status and repayment ability, and Party B can freely choose the object he wants to borrow like online shopping.