What means do credit card black intermediaries have?

In recent years, many black intermediaries will use WeChat groups, web pages, text messages, small advertisements and other means to spread information, and help target customers obtain credit lines that exceed their solvency by forging income certificates and property certificates, and at the same time charge 5% to 20% handling fees.

Credit card black intermediary fraud, in fact, is that agents lie that they can handle credit cards of various banks for free. After defrauding customers' information, they forged false information such as work unit, residence information and contact person, and then applied for a credit card through online channels, and then sent the card to the applicant after issuing it.

However, because the customer did not know the relevant contact information filled in by the intermediary at the time of application, the applicant could not activate the card normally even if he got it. Black card intermediaries usually take advantage of this and charge high fees to customers.

The application materials prepared by such black intermediaries for applicants are all false information, and it is fraud for applicants to collude with black intermediaries to apply for credit cards. Even if you can get away with it, you may be pulled into a bad credit record by the bank. So you need to apply for a credit card through the official channel of the bank.