HSBC's overseas accounts were suddenly frozen. The company has an annual review and has money in its accounts. Suddenly frozen, went to Hongkong and Shanghai Banking Corporation.

1. Reasons for freezing bank accounts in Hong Kong:

1. Most customers' HSBC or Hang Seng Bank accounts have been frozen by banks? If there is a collection or remittance function, the bank will directly notify the company to stop providing services related to the company account by SMS or email.

2. Some customers also received a phone call from the bank asking for relevant trade documents, contracts and other relevant information of several running accounts.

3. HSBC Hang Seng Bank is famous for its customers, and it is also selecting high-quality customers. If the account is only used to collect money, it will be transferred, which has nothing to do with the bank, so it will not be used if it doesn't want to be used for you.

Two. Consequences of freezing bank accounts in Hong Kong:

1. Because many customers' Hong Kong companies only opened one bank account before, the current bank account was suddenly blocked by the bank, which led to the embarrassing scene that there was no company account available, which affected the customer's business development to some extent.

2. So can a Hong Kong company open multiple bank accounts in multiple banks, and can it open a new bank account after the old company account is closed? The answer is yes (but it is more difficult to open in the same bank).

3. Solutions for freezing bank accounts in Hong Kong:

1. The bank accounts that can be opened now include HSBC, Overseas Chinese Yongheng, Daxin, China Merchants Wing Lung, Bank of East Asia and China. Do you need to buy wealth management or insurance? Is the maintenance cost of later accounts high? In fact, each bank has different thresholds, and also has its own requirements and relevant materials that need to be prepared. You can contact them and answer them if necessary.

2. It is suggested to do some savings and insurance in the bank. Now banks are all commercial. If you buy wealth management in the bank, you are a high-quality customer of the bank, and you will take the initiative to help you deal with any problems in your account.

6 steps to maintain an account (applicable to all banks)

1. Please log in to online banking frequently (at least 1-2 times a month).

2. Please make multiple transactions within three months (at least 3-5 times).

3. Always keep more than HK$ 50,000 in the account.

4. Don't fast-forward and fast-forward (for example, 65,438+10,000 yuan will be recorded on the same day and transferred out on the same day or the next day).

5. Don't help others collect or settle foreign exchange.

6. Be careful not to accept payment from sensitive countries.