I received a short message saying that I would send my face recognition photo to my contact.

This is already a violent collection. Moreover, if it rises to this level, it is no longer a simple violent collection, which is already a serious violation of the law. Keep the evidence, then check the online registration place of the online loan platform where you owe money, and then report to the local public security bureau. If you don't know which platform is the collection or which platform sent the short message, then use the exclusion method. Generally, relatively small online lending platforms are particularly informal online lending platforms. This is a difference that is easily misunderstood by debtors. Many people think that the platform is formal, so lending is formal. In fact, there is a world of difference between them.