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How long will it take for a large remittance to arrive?

1, counter channel:

Bank of China internal transfer:

(1) Real-time: real-time transfer-out and instant receipt;

(2) Ordinary: received within 2 hours after acceptance;

(3) The next day: the account will be accepted in the early morning of the next day.

Inter-bank transfer:

(1) Ordinary remittance: generally, it arrives within 24 hours, and the specific arrival time depends on the accuracy of remittance information and the business processing efficiency of remittance bank. If it is a holiday remittance and the money has not been received for more than 24 hours, it is recommended to check the payment (receipt or return) on the next working day; Large-sum ordinary remittances of more than RMB 654.38+00,000 are generally received 24 hours on working days, and will be postponed to working days in case of holidays.

(2) Real-time remittance: the arrival time is real-time.

(3) Delayed remittance: the remittance amount is 60,000 yuan (inclusive), which is generally remitted after 24 hours, and the time of arrival depends on the receiving bank.

2. Personal online banking/mobile banking processes internal transfers of BOC in real time.

Inter-bank transfer:

(1) Real-time transfer (≤ 1 10,000 yuan): it can be received in real time.

(2) ordinary transfer (< 50,000 yuan): it can be received within 2 hours; Ordinary transfer (≥ 50,000 yuan): real-time receipt during working hours; After working hours, you can choose to make an appointment and postpone it to the next working day.

The actual arrival time of inter-bank transfer is subject to the handling of the People's Bank of China and the receiving bank.

3. If BOC debit card is used to transfer money from the same bank account through BOC ATM, or interbank debit card/account transfer (including different names with the same name) is used through BOC/other bank ATMs, the processing will be delayed for 24 hours.

For the debit card of China Bank, the account with the same name will be transferred through the ATM of China Bank, and the account will be received in real time.

For more information, please call the customer service hotline of China Bank at 95566.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.