How long will the official ICBC card be inactive?

The validity period of the official card of ICBC is marked on the front of the card, below the 16-digit credit card number, which consists of 4 Arabic numerals. The first two digits represent the month and the last two digits represent the year. If the message you see is "10/ 13", your credit card is valid for 20 13 10.

The validity period of peony credit card is generally not more than 5 years. The expired card can no longer be used, but the contract is still valid. If you need to continue to use your card, please apply for card replacement through online banking, card issuers or customer service hotline. If you don't want to change your card for the time being, please inform ICBC one month in advance, and ICBC will reserve the card number for you for a certain period of time; If you need to continue to use your card in the future, you can apply to ICBC for card replacement.

Generally, within 45 working days, there is no annual fee for ICBC's civil servant credit card. If you don't use it after activation, there will be no annual fee, which means no other expenses will be incurred. However, if it is not used for a long time, the issuing bank will generally reduce the quota and send a text message to remind the user before the reduction. In order to avoid demotion, usually swipe your card as much as possible. If you really don't want to use this credit card, you can call the customer service number on the back of the credit card and transfer to the manual customer service to apply for cancellation of the credit card. After the general bank receives the user's application for account cancellation, it cannot take effect immediately, and it takes 45 days to close the account.

Introduction of three activation methods of ICBC official card;

I. Opening of ICBC counters

After receiving the credit card, you can bring your valid ID card, credit card and password letter to the counter of the local ICBC business outlet to open the card. If you pick up your card at the local ICBC credit card center (not by post), you can open it on the spot. Opening a card at the counter will be guided by bank staff. The process is simple. Just fill out the form and give the information to the staff. If you forget to bring the password letter when you go to the business outlet, you can do a "password reset" before opening the card (this service is free) and then open the card.

In this way, the card can only be opened normally at the local ICBC counter where the credit card is applied, and it cannot be opened at different outlets.

Second, online banking activation

Log in to personal online banking from ICBC official website, and enter "Peony Card Activation" under "Bank Card Service". Enter the card number, card validity period, cardholder's name, certificate number and other related information, then click the OK button, and finally set the credit card password and confirm it to complete the opening of ICBC Peony Credit Card.

Online card opening can be handled in different places. However, due to the setting problem of ICBC's online banking system, users in some areas may be automatically set a consumption password, that is to say, the password option was not filled in when the card was opened online, but after the card was successfully opened, there was actually a consumption password, and the cardholder could not know this password. Once this happens, because the cardholder doesn't know the original password, ICBC customer service phone or ATM can't reset the password. The cardholder must reset the password at the local bank outlet where the card is issued. The password reset fee is 10 yuan, and the international card is free for the first time. If someone opens a card on a remote network and the password cannot be reset, the password transaction limit can be set through online banking, so that the consumption below 1000 yuan does not need to enter the consumption password.

Third, customer service phone self-service activation

The cardholder uses the telephone number and mobile phone number filled in when applying for a credit card to access the ICBC customer service hotline to open the card. Dial: ICBC customer service hotline will switch to "6" international card service, select the required service language according to the voice prompt, and press "3" to enter ICBC credit card service. Then press "2" to enter "card activation", and enter personal information such as credit card number and valid certificate (ID card) number according to the voice prompt to successfully open the card. You can set the consumption password after opening the card.

When the Peony Card is opened through telephone banking, if the cardholder uses a non-reserved telephone number to dial the telephone banking, the system will ask him to enter the reserved mobile phone number. Please follow the voice prompts. At present, some areas of ICBC do not support telephone self-service card opening. Cardholders can choose to open the card at the counter or call ICBC customer service number to "9" for manual service consultation.