Lend money to friends and don't reply to text messages.

If a colleague borrows money and fails to repay it at the appointed time and does not reply to the information, it may cause your worry and anxiety. In this case, you can consider the following steps:

Patience: There may be some unexpected situations that make colleagues temporarily unable to repay or reply to messages. You can give him some time first and wait for him to reply or contact you himself.

Re-communication: If you wait for a long time, you can try to contact your colleague again, ask him about his situation in a friendly way and remind him of the repayment agreement.

Keep evidence: If there is a written agreement or chat record between you, keep evidence for future use.

Consider taking further action: If the waiting time is too long, consider interviewing colleagues or seeking the help of other colleagues or superiors to find out whether there are other circumstances that affect his repayment ability.

Seek legal help: If a colleague fails to repay the loan for a long time, he can consult a legal professional to find out whether there are legal ways to safeguard his rights and interests.

In any case, we should remain calm and rational when dealing with this situation. Maintaining good communication and understanding with colleagues may help solve problems. If the situation persists, you can consider taking further measures to protect your rights and interests.