I have a regular CITIC Bank credit card, can I still apply for a platinum card?

You can apply for a platinum card and just follow the normal process. If you have a regular CITIC Bank credit card, you can also apply

Income requirements for CITIC Bank credit card and platinum principal card applicants:

It is recommended to apply if your monthly salary before tax is more than RMB 5,000. iPlatinum waives the annual fee of RMB 480 for the first year, and waives the annual fee for the following year twice within the bill year. (Annual fee is calculated)

Quick application reference conditions:

years old;

2. Customers without our Platinum Card;

3 . Hold credit cards from other banks with a limit of RMB 10,000 (inclusive) or more.

Warm reminder: The above conditions are only for reference when applying for a card, and the final approval result will be subject to CITIC Bank.

Extended information

CITIC Bank Credit Card has always been to serve large card processing and better serve the masses. Everyone who uses the card knows that credit cards are very convenient and can not only be used in large shopping malls and supermarkets in China. The use of credit cards has greatly facilitated the general public and allowed banks to gain more profits from them.

CITIC Bank Credit Card is one of them, but when using CITIC Bank Credit Card, you must first develop good consumption habits and avoid swiping out the credit card without restraint. For all limits, the use of credit cards is because on some occasions, when making purchases, you cannot use credit cards with cash or bank cards. CITIC Bank credit cards have a certain limit and are generally high-quality ones

Another thing to note is CITIC Bank credit cards Be sure to press the heart mark when using it, if the cardholder cannot use the credit card.

After becoming a platinum card, an annual fee will be charged, which cannot be offset with points, and will be deducted after the user confirms the upgrade, regardless of whether you open the card (Platinum card). A business department established by China CITIC Bank Credit Head Office in Shenzhen to conduct centralized operations, independent accounting, corporatization and management of credit card business.

CITIC Bank can provide loans to all walks of life, and personal credit loans account for a large proportion. In many cases, personal credit loans can be applied for installment payment. If the cardholder’s current bill amount reaches 800 If the amount exceeds 100 yuan, you can apply for interest-free installment payment.

However, the bank’s re-installment requirements cannot be used for purchases that have been made in shopping malls and have been made after a single installment.

It should also be noted that holders of CITIC Bank credit cards can apply for exemption within three working days after the current bill date

If an individual wants to use the installment payment method , it cannot be changed again. This requires attention. Also, be sure to use it in a timely manner.

As one of the pioneers in the domestic credit card industry, CITIC’s remarkable achievements, card issuance volume, transaction volume, business income and other business indicators have all created history. I card, CITIC Mecoxlane co-branded card, CITIC Lufthansa Mall co-branded card, CITIC Xinda Xinlian Telecom V card co-branded card and other new products, the CITIC shopping mall installment business and the mail order installment business are fully launched in cooperation with the home appliance chain giant, Platinum Card Ten With the comprehensive upgrade of services, the innovation of a series of services such as shopping malls' staged "special discount days" store closures, business travel services, etc., the brand image of CITIC Credit Card has been rapidly improved and won the trust of all walks of life and customers

Good reviews.

In 2006, CITIC Credit Card won the "Top Ten Trusted Bank Cards" award at the third "World Financial Laboratory Annual Awards" sponsored by World Managers Weekly, World Financial Laboratory, and Wall Street Telegraph Website; In the "Observation and Evaluation of China's Credit Card Industry" sponsored by Hexun.com, CITIC Credit Card stood out from 14 banks and won the comprehensive ranking of the 2006 China Credit Card Evaluation due to its excellent performance in fees, card services, functions, and value-added. The second best result, and won the excellent "2006 China Credit Card Evaluation Best User Experience Award".

With its unique product design and personalized service functions, CITIC Magic Gold Card was awarded the "Most Valuable Women's Credit Card Product Award" by VISA International Organization and the "2005-2006 China Outstanding Marketing Award" hosted by the Economic Observer. Third prize in the industry; CITIC Platinum Card was selected into the 2006 "China's Top Brands List"; CITIC Bank Credit Card Customer Service Center won the title of "2006 China's Best Call Center" for its thoughtful and meticulous service?

Provide customers with a Safe, fashionable, caring and distinguished credit cards are the unremitting pursuit of CITIC Credit Card. In addition to the basic functions of a general credit card, CITIC Credit Card also provides "24-hour global 800 toll-free customer service hotline", "24-hour mobile SMS notification service", "free accidental hospital admission medical insurance", "free global travel traffic accident insurance", etc. A number of domestically pioneered and functionally leading personalized services.

In the face of fierce market competition, CITIC Bank Credit Card Center will continue to adhere to the business philosophy of coordinated development of efficiency, quality and scale, uphold the belief of continuously improving product functions and service levels, and provide our customers with safer and more Fast, value-added credit card & repayment, and strive to build CITIC Credit Card into a first-class financial services brand.

Reference materials: Baidu Encyclopedia-CITIC Bank Credit Card