Is it true that CreditEase Financial sent a text message saying it was overdue?

CreditEase Financial sent a text message saying that the overdue period was untrue. CreditEase is a company that focuses on consumer finance and has no direct relationship with banks and other financial institutions. CreditEase's loans are made through its own funds and have nothing to do with banks and other financial institutions. Therefore, any lending relationship between CreditEase and banks and other financial institutions is inaccurate information. If the borrower does not borrow online loans, but asks the borrower to pay back the money, this is fraud.