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What is the short message content of Alipay loan reminder repayment?
Divide the loan amount into equal parts according to the total repayment months, and add the monthly interest of the remaining principal in the previous period to form the monthly repayment amount. Therefore, the monthly repayment amount of the average capital method is different.
Extended data:
Alipay's loan repayment is introduced as follows:
You only need to repay the interest of the loan amount every month, and return the loan principal in one lump sum after maturity, so the repayment pressure in the last month is relatively high. In addition, the interest to be repaid every month is full interest, and the amount of interest is not small.
Alipay flower bud is a consumer loan product. At present, it can only be paid when Tmall and Taobao shop. It is aimed at online shopping consumption. Huabai is actually a function of Alipay's online credit card.
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