The latest adjustment plan of Luoyang provident fund?

1. What is the latest adjustment plan for Luoyang Provident Fund?

Luoyang introduced a new provident fund policy: the maximum loan amount for couples and young talents was adjusted to 650,000 yuan.

Luoyang Housing Provident Fund Management Center issued a notice, and decided to cancel the restriction on the calculation of personal loanable amount by fund risk warning in stages. In the future, real estate development enterprises can apply for housing provident fund loan project access for the record when obtaining the pre-sale permit of commercial housing; The maximum personal loan amount is adjusted to 550,000 yuan, and the maximum loan amount for both husband and wife and young talents is adjusted to 650,000 yuan; The minimum down payment ratio of second-hand housing provident fund loans is no longer set within the range of housing age, and is uniformly implemented according to 20%.

2. What is the maximum loan for Luoyang housing provident fund?

Each local policy is different, please consult 12329 for details.

The calculation of specific provident fund loan amount should be determined according to four conditions: repayment ability, the proportion of provident fund loans to house prices, the balance of housing provident fund account and the maximum loan amount, and the minimum value calculated by the four conditions is the maximum loanable amount of borrowers.

Provident fund loan process:

1. The borrower applies for a loan at the accepting bank;

2. Accept the outlets to inquire about the property status under the family name;

3. Accept the acceptance of outlets;

3. sign a contract;

4. examination and approval;

5. The real estate trading center shall handle the mortgage registration procedures;

6. Bank loans.

3. What is the maximum amount of housing provident fund loan in Luoyang?

How many couples can represent each other in Luoyang Provident Fund?

4. How is the maximum amount of housing provident fund loans in Luoyang calculated? I personally pay 120 every month, and she pays 200.

There are two algorithms, one is based on provident fund deposit and the other is based on salary. Generally, it is calculated by salary, which is more?