I bought a mobile phone in installments of 2799 yuan on hi-rent platform, and I have already paid it back 1000 yuan. What should I do if I don't pay more than 8000 yuan after one year?

First of all, it depends on whether the parties are underage when signing the relevant agreement. If you are a minor, you can not return it. Let him go to court to sue. Minors belong to people without civil capacity, and the court will not support this illegal and invalid civil agreement.

If you are an adult, that is another matter. Adults should bear full civil liability for their actions.

What is a legal minor? Based on the date of birth of the ID card, 18 is a minor. Without the consent of the guardian, all agreements and contracts signed with minors are illegal and invalid.

You can refer to relevant cases:

Minors borrow money to buy mobile phones. The court ruled that the lending behavior was invalid.

Source: Jinyang. Com Author: Zhang Taoyuan Release Date: 2018-02-0211:15

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Reporter Zhang Taoyuan, correspondent Fan Zijin, Qiu reported: Recently, Xiao Hao (pseudonym), who is under the age of 18, was sued by the borrower because he borrowed money from his parents to buy a mobile phone.

On February 2017 19, Xiao Hao, who is still in middle school, went to a mobile phone accessories store to buy a mobile phone. Without the parents' knowledge, Party A signed a loan contract with Party B's Li, agreeing to borrow 7,500 yuan from Li to buy an iPhone 7 PLUS mobile phone (128G), and the loan interest rate was 1.3 cents per month, and it was repaid in 60 installments, with 223 yuan per month, totaling13,380 yuan. At the same time, the loan contract also stipulates that Xiaohao should pay interest within the time limit agreed by both parties. If Xiaohao fails to pay the interest for 65,438+00 days overdue, Li has the right to terminate this contract and recover all the loan principal and interest in advance.

The mobile phone accessories store sold the mobile phone to Xiao Hao after Xiao Hao signed the loan contract, but Xiao Hao failed to repay the principal and interest on a monthly basis after repaying the first payment of 223 yuan. After repeated urging to no avail, Li sued the mobile phone accessories store, Xiao Hao and his parents to the court, requesting the court to order the four defendants to return their loan principal, interest, liquidated damages and attorney fees totaling 18788.4 yuan.

The Shunde court held that the case was a private lending dispute. The loan contract signed by plaintiff Li and defendant Xiao Hao is invalid. Defendant Xiao Hao was under the age of 18 when he committed the above acts. As a person with limited capacity for civil conduct, the borrowing behavior does not belong to the effective situation stipulated in Article 19 of the General Principles of Civil Law of People's Republic of China (PRC), and should be considered as an invalid legal act; And the plaintiff Li provided loans to minors to buy iPhone 7 plus mobile phones, which was intended to induce and urge minors to consume luxury goods beyond their own ability, thus making a profit. This behavior violates the principle of public order and good customs and should be considered invalid.

A judge of Shunde court told the reporter that in this case, the plaintiff Li cooperated with the mobile phone accessories store to establish a cooperation model in which the plaintiff Li provided loans to students at school and the mobile phone store sold mobile phones to students at school. Its motive and purpose is to induce and urge minors to consume luxury goods beyond their own ability, so as to earn profits. If we support or indulge this kind of behavior, it will make minors overconsumption prematurely and urge them to form a bad consumption view of overconsumption. At the same time, minors borrow and consume excessively without their parents' knowledge. Without financial resources, taking on debts and hiding parents will put minors under great mental pressure and have great hidden dangers to their moral cultivation and personal safety protection.