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What kind of experience is it to always send some money by SMS?

Ignore it, or cheat the phone. This man pretends to be your friend and wants to cheat you. You lent him some money just to cheat you. Just ignore him or just blacken him. Another possibility is that the borrower made a mistake. His friend's phone number was sent to you by mistake, and then you never replied to him. He thought it was a friend who didn't want to lend it to him, and then he kept sending text messages to borrow money.