Did Xiaoyu Foka successfully lend money?

There are successful ones. If it fails, we can see the following reasons for failure.

1. It is understood that the loan application submitted by Xiaoyu Fuka is limited, and the loan will only be released after the second review of fund release, that is, the loan review usually takes about two days, and the review speed depends on the borrower's qualification. The better the qualification, the faster the loan review, otherwise it will be slower.

2. Xiaoyu Fuka's loan review is conducted by the system, but some borrowers will also be called back, which requires borrowers to always pay attention to answering the phone, otherwise missing the phone call is likely to ruin the loan application. If Xiaoyu Foca is still displayed in the loan review for more than 2 days, then the possibility of rejection is very high.

3. A big reason is that the borrower's qualifications are not enough, such as poor personal credit, or many credit loans, and frequently apply for loans and credit cards before borrowing. You know, as a consumer financial product, Xiaoyu Fuka will have stricter requirements for borrowers and will check the credit information at the credit information meeting. If the credit information is not good enough, even the loan review may be unstable.

How about Xiaoyu Foka loan?

1 product background: Hubei consumer finance is a national consumer finance company approved by China Banking Regulatory Commission, and invested and established by Hubei Bank Co., Ltd., Xinjiang Teyi Digital Information Technology Co., Ltd., Beijing Yuxin Technology Group Co., Ltd., TCL Technology Group Co., Ltd., Wande Information Technology Co., Ltd., Wuhan Shanglian (Group) Co., Ltd. and Wuhan Wu Shang Group Co., Ltd., which can provide personal loans for consumption in China according to law.

Application conditions: The borrower is a mainland citizen aged 22-55, excluding students at school, and must provide a valid second-generation identity document.

3 Loan interest rate: The daily comprehensive interest rate starts from 0.036%, which is determined according to the relevant information submitted by the applicant and the credit information of the People's Bank of China.

4. Loan amount: The loan amount is 500 yuan-50,000 yuan, which is determined according to the relevant information submitted by the applicant and the credit information of the People's Bank of China.

5. Loan term: installment repayment is supported, which can be divided into 12 installments.