Weizhong bank maliciously overdraws its bank loan, applies for filing for review, and the report document is sent to the judicial organ where the household registration is located for signature?

The high probability is false. This series is a bit edgy. File a case? Court filing or police filing? When the court files a case, it will send the relevant materials to you by express mail, instead of informing you by this short message. Police file a case? There is no such thing (provided that you are not charged with loan fraud, contract fraud or credit card fraud).

Malicious overdraft is more serious, but it is also clearly defined and cannot be said casually. Its definition is: if the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it for more than 3 months after being repeatedly collected by the issuing bank, it shall be deemed as "malicious overdraft" as stipulated in Article 196 of the Criminal Law.

The title doesn't say how long you are overdue and how much you owe, so it's impossible to judge whether you overdraw maliciously. But judging from the content of the message, this is just a collection message. If the other party has a clear violation of laws and regulations, it can also retain relevant evidence and complain to the regulatory authorities. Of course, if there are false and malicious complaints, it is rumored that some banks will sue unconditionally.

Personally, it is very unfavorable for you to negotiate repayment with financial institutions as soon as possible, and the other party may ask you to repay through prosecution. If the amount is large, it may be suspected of malicious overdraft if it refuses to repay after repeated collection by financial institutions. If you have other questions, please pay attention to me. I hope it helps you. I hope it can be adopted. Thank you.