How long does it take for mobile phone transfer to reach the account across banks?

1. The latest payment time for inter-bank transfer of mobile banking is after 3 working days. Generally, the transfer funds will be transferred to the payee's bank first, and the time to reach the payee's account depends on the payee's banking system, which can be completed within one working day at the earliest. In case of holidays, it is generally postponed to the next working day.

II. The arrival time of inter-bank transfer in mobile banking is subject to the actual arrival time.

1. If you use mobile banking for inter-bank transfer before 15 o'clock on weekdays, you can generally receive the account on the same day, and some banks will receive the account in a few minutes;

2. If it is after 15 o'clock on non-working days or working days, the inter-bank transfer of mobile banking will generally arrive on the next working day or the next day.

Tips: If you use mobile banking to transfer money to others, you must ensure the authenticity of the other party's identity, especially when you have money dealings with strangers, you can choose to delay the arrival of the account to prevent being deceived and recover the funds in time.

Third, the preconditions for mobile banking transfer: Before you know how to transfer money through mobile banking, you must first see whether you have met the preconditions for mobile banking transfer. That condition is that you first go to the bank business hall to handle a business called "mobile banking". As long as you do this business, you can log in your account on mobile banking to realize the transfer demand. Satisfied the premise of mobile banking transfer, then how to transfer money through mobile banking becomes very simple.

Four. Specific operation steps of mobile banking transfer:

1. Download and install the mobile banking APP. At present, most banks' mobile banking supports Android and iPhone. You can go to major banks in official website to download the APP corresponding to the mobile phone model. After downloading and installing, log in to your mobile banking account.

2. Choose the correct transmission method. At present, there are generally four transfer methods for mobile banking transfer, namely point-to-point local transfer, inter-bank local transfer, point-to-point transfer and inter-bank transfer.

3. Enter the password to complete the transfer, fill in the relevant information of the payee's bank, and then enter the password to complete the transfer.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0