Can't online loans change their mobile phone numbers?

What should I do if the loan reservation number is changed?

Friends who have applied for loans know that lending institutions will require borrowers to provide personal identity information, work information and financial information, as well as mobile phone numbers when handling loan business.

Especially when handling online loan business, the necessary condition for some lending institutions to borrow money is that the mobile phone number needs to be used for more than half a year. It can be seen that the mobile phone number also plays a very important role in handling loan business. So, can the loan be changed to a mobile phone number? How to change the phone number of a loan?

Recently, some netizens said that if the personal credit status is not good and the loan is rejected, then change your mobile phone number and apply for a loan again, which will make it easier to pass the loan review. Many people have doubts about this statement.

If the loan business is rejected, we can change our mobile phone number and reapply, but changing our mobile phone number will not have a direct impact on the loan approval, because our mobile phone number can reflect some of our daily habits.

However, because the mobile phone number is authenticated by real name, the users with the mobile phone number have not changed, and our personal credit status has not changed, so no matter how the mobile phone number changes, it will not affect the loan.

What if I change my number?

When handling loan business, the reason why lending institutions require borrowers to leave their mobile phone numbers is to enable lending institutions to contact borrowers at any time. Once the borrower is overdue, the lending institution will collect the mobile phone number left by the borrower.

If the mobile phone number is changed after the loan, the borrower may not be able to receive the repayment reminder SMS notification from the lending institution, and will not be able to receive the collection call from the lending institution after the deadline.

Therefore, if the borrower's mobile phone number changes after handling the loan, it is recommended to update the mobile phone number as soon as possible. If you don't know the update method, it is recommended to call the customer service hotline of the lending institution for consultation, and the customer service staff will teach you how to operate it. Some lending institutions support the application to modify the mobile phone number through the customer service hotline.

Is it useful to change the number of overdue online loans? It depends on these two situations!

; ? Every day, countless people complain that they are urged by online loans every day, but they are temporarily unable to repay. They want to pay back after a period of time, and then pay off the principal and interest of the liquidated damages. However, online loans still use violent collection methods, calling every day and even calling family and friends. Is it useful to change the number of online loans after the deadline?

Useful. At least you don't have to be harassed by the phone yourself, but there is still a certain chance of being discovered.

First, burst the address book.

At present, most online loan collections are in this way. Before applying for a loan, you must provide the service password and authorize the address book. At this point, you have got all the phones in the address book. Once you don't pay it back within the time limit, the phone can't get through, turn it off or change your number, you will contact people in the address book directly, put pressure on you through them, and even pretend to be colleagues and friends to ask for your new number.

Therefore, changing the quantity will lead to two consequences:

1, the new ship was dug up and continued bombing;

2, relatives and friends are harassed, and their faces can't be hanged.

Anyway, it is risky to change the new number, and the overall effect is still good. If you are not afraid to expose the address book, you can choose this method.

Second, credit, credit score

This kind of online loan is aimed at formal and reliable loans. They basically don't explode the address book. If you change your mobile phone number, it will basically not be discovered, but it will seriously affect personal credit information, especially bank financial institutions. This account will eventually become bad debts, and you will no longer be able to handle bank credit business and become a "bank loan user". If it's Alipay's flower buds, you borrow flowers, don't return them, and choose to change your mobile phone number, then you can't log in to Alipay again, you can only continue to use them after paying them off, and the sesame score is greatly discounted, so many preferential activities can't be participated.

In a word, no matter which method, the loss is relatively large. I suggest that you don't choose to change the number easily, because it is very troublesome to apply for a new online loan after the new number has been certified for more than 6 months.

After the online loan is overdue, why did I change my mobile phone number and find me after collection?

After many online loans are overdue, the collectors of online lending platforms often harass borrowers frequently and make things difficult for them. At this time, the borrower will change his mobile phone number, otherwise the pace of life and work will be completely disrupted. However, many people find themselves changing their mobile phone numbers. As a result, it didn't take long to receive people, and I didn't know where to find a new mobile phone number. The harassing phone calls have started again. Why? Do collectors really have the ability to cross the sky?

Jiahe's point of view: In fact, there are several possibilities for the collection staff to get your new mobile phone number: maybe your mobile phone number is handled in their own capacity, the fertility staff found your new mobile phone number through the operator, or they got your new mobile phone number by calling friends in your address book, or they got your new mobile phone number through some third-party big data companies. I think we have entered an era of big data. In the face of big data, many people's privacy is exposed, especially some third-party social platforms, which are very easy to disclose their own information, which is almost inevitable.

Now we have entered the era of big data. In the face of big data, many people's privacy is exposed, especially some third-party social platforms, which are very easy to disclose their own information, which is almost inevitable.

Is it useful to be collected by online loans to change the mobile phone number? They have a way to find you!

; ? Now online lending has become the main way for most people to borrow money. Many people rely on this kind of lending channel to get loans as long as they are short of money. However, once overdue, it is likely to face the dilemma of collection. So is it useful to change your mobile phone and be collected by online loans? Why can you still find it?

Generally speaking, in the face of violent collection of online loans, it is more effective to shut down or change the number, because it is difficult to find you again, but some online lending platforms have their own ways to find your new number through some channels, such as:

1. Although I changed my new number, I didn't uninstall the online loan APP or SDK on my mobile phone. I watched it on my mobile phone.

2. It is also possible that the new number is not new, but another number is used. After all, many people now have two mobile phone numbers, both the old and new numbers have calls, and the platform is read from the call record of the old number.

3. It may be that the online loan platform contacted your friends and family and asked for your new number through conventional means.

4. Now many online lending platforms need to authorize Alipay and JD.COM, and they may read your number.

In short, online lending platforms mainly collect money through telephone numbers, so they will also consider the risk of borrowers changing their telephone numbers. Therefore, in the audit, only the real-name registration system mobile phone number that has been used for more than half a year can be successfully applied, so as to prevent someone from changing their mobile phone number after registering a new number to borrow money. In addition, when applying for online loans, the operator will be authorized to take some methods that should still be traceable as long as there is personal identity information.

In short, violent collection of online loans is illegal. If it seriously affects personal life, you can choose to keep relevant evidence to complain to the CBRC and the Mutual Fund Association. Of course, the principal and necessary interest of online loans still have to be paid back. It is recommended to negotiate with the online lending platform.