How to open this card with a U shield? Can I transfer money without a U shield?

If the ICBC account has been bound with the ICBC electronic cipher, the SMS bank has been opened simultaneously.

If you don't have a password, you can edit the short message "CXYE# card number or account number" and send it to 95588, and follow the instructions to open a short message bank. In addition, it can also be handled through ICBC personal telephone banking, mobile banking and online banking.

If you open a short message bank, you can pay by transfer without U shield.

You can use the bound mobile phone to send the short message "ZZHK# payment card number or account number # receipt card number or account number # payee name # amount" to 95588, and handle the transfer and remittance within the ICBC system according to the prompts.

Tips: you need to hold an electronic password device when handling, and the transfer-out account is an electronic bank counter registration card, which binds the mobile phone and opens the external payment authority.