Will it help to increase the credit limit if I send SMS installment payment for Ping An Credit Card?

Ping An Credit Card purchases were sent SMS installments. If you repay on time, it will help to increase the limit.

Factors affecting credit card limit:

1. Marital status: Married customers are more stable than singles and are more favored by banks.

2. Technical title and working status:

Technical title is a testimony of the customer’s working ability. Practitioners in industries with higher stability will receive bonus points.

3. Financial ability: Those who provide detailed personal income certificates, stable income, and long-term prospects for income growth will receive higher ratings.

4. Personal housing: Owning a personal housing can also show that the individual has a certain financial foundation and can get extra points.

5. Credit record: If the borrower has had an account with a bank in the past and has often had funds coming in and out, the bank will also consider adding points as appropriate.

6. Education level: Graduate students and above will be rated higher.