How can I repay my personal credit if I have a visa guarantee compensation?

Let the user contact the compensation party to find out how much credit line is needed for compensation, and then transfer the money directly for repayment.

Personal credit information is compensated by visa guarantee. If you want to pay back the money, you should contact the compensation party to find out how much credit line is needed for compensation, and then transfer the money directly for repayment. After the user makes compensatory repayment, the overdue record will be kept in the personal credit report for 5 years, and then it will automatically fade out. Users will not make compensatory repayment, and the overdue records will always be recorded in the personal credit report, which will affect the application of various loans.