What will happen if I receive a reminder letter from JD.COM? COM？

Legal analysis: JD.COM IOUs belong to credit products. In order not to affect your personal credit, we suggest that you repay on time to avoid causing bad use records. Our company reserves the right to provide your default information to relevant government administrative departments, industry supervision and management institutions or other legally established credit management institutions. If there is arrears in JD.COM Baitiao account, and the dunning has not been paid for many times, in order to maintain JD.COM. COM, we will collect the payable funds by letter, SMS, email, telephone, door-to-door or judicial channels. Please pay attention to the repayment time of JD.COM IOU, and repay it on time to avoid the impact on your credit or life due to overdue.

Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC) commits credit card fraud under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of 10 or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated.