Loan withdrawal SMS

1. SMS shows that the loan withdrawal was successful, but it hasn't arrived yet?

First of all, I am very grateful to the landlord for his invitation, but I regret to tell the landlord that not only mobile phone loans will collect overdue loans, but any lending institution will collect them. If the quota is not withdrawn, it will certainly not be counted as any expenses. If it is selected, it will start to calculate your usage time, loan interest, etc.

A credit survey was also conducted at the meeting. If it is overdue for too long, it will have a serious impact on personal credit records. It is suggested that the landlord repay the loan amount and overdue interest as soon as possible, and be careful not to count on it next time.

Secondly, the withdrawal of yy commission shows that the payment was successful, and the text message also said it, but I didn't receive the money, right?

First of all, confirm whether there is such a thing. If you are really playing YY or anchor, you can ask YY's customer service to confirm the information and see where there is a problem. If there is no such thing at all, and you don't play YY, then the text message may remind you that someone has bound YY with your mobile phone before, and then the monthly commission will arrive. If the SMS has a connection, it may also be a SMS.

The third is the online app loan, and the text message came, saying that the loan was successful, but the money did not arrive. ...

Hello!

You can call the platform customer service phone, and generally need to withdraw cash.

If in doubt, please ask.

4. Why haven't you received the money since the loan was issued successfully?

There are three possible situations: 1, if the provided bank card is in an abnormal state, such as loss reporting or freezing, the money will not be received normally, so the loan funds will be returned as it is; 2. There is also that the loan is not received in real time, and the specific time of receipt is subject to the collection behavior, usually no more than three working days; 3. When encountering fraudulent platforms, some fraudulent platforms will pretend that the loan is successful and unfreeze the payment on the grounds that the bank card is wrongly frozen. : 1. If the loan needs to go through many steps from application to lending, the following is the specific process: 1. Loan application stage. Customers need to apply to banks and other lending institutions and fill in some application materials. 2. The loan review stage. The borrowing institution shall also review the application materials submitted by the borrower. 3. Sign a loan contract. After approval, both parties will sign a loan contract and a guarantee contract according to the specific circumstances. 4. Issue loans. Lending institutions issue loans according to the amount agreed in the contract. 5. loan settlement. Need to settle the loan, including normal settlement and early settlement, you can choose. Two. Matters needing attention in loan 1. When applying for a loan, the borrower makes a correct judgment on his repayment ability. Design the repayment plan according to your own income level, and leave room appropriately so as not to affect your normal life. 2. Choose the appropriate repayment method. There are two repayment methods: equal repayment method and equal principal repayment method. Once the repayment method is agreed in the contract, it cannot be changed during the whole loan period. 3. Repay on time every month to avoid penalty interest. Starting from one month after the loan is initiated, it is usually the repayment date of the following month. Don't be fined for breach of contract because of your negligence, which will make it impossible for banks to apply for loans again. 4. Take care of your contract and IOU, read the terms of the contract carefully, and know your rights and obligations. Three. Loans overdue's influence: 1. Overdue repayment will affect personal credit information. Lenders borrow money from banks. If they don't repay within the time limit, their personal credit report will leave a bad credit record. It is very difficult to apply for credit cards and loans in the future, and most of them will be rejected, which will bring a lot of trouble to personal production and life. 2. The most direct consequence of not paying back the credit loan is a high penalty interest, and you may have to pay a certain penalty. Even the principal and interest add up to a lot of expenses, and the result of not repaying on time is to increase my economic pressure. 3. In loans overdue, the lender will face all kinds of collection. Banks or financial institutions have their own collection systems. After the lender is overdue, the first-class collection will send you a text message and call for a reminder. If it is not returned for a long time, and the degree is serious, there will even be a collector to collect it in person. Such overdue staff should be prepared and try to pay off the money at the first time before solving it.