Which online loan did you receive the text message from inclusive finance?

I have been receiving short messages from inclusive finance, which are likely to be fraudulent or regular loan information. Users should pay attention. Usually, inclusive finance is a form, and loan companies are usually named after "inclusive finance", such as Ping An Pratt & Whitney Finance and Zijin inclusive finance. In addition, the name of inclusive finance Platform may not be formal and credible. Users should know in advance whether they are licensed institutions, interest rates and word of mouth when applying.

1 If Pratt & Whitney Financial sends you a message, you can ignore it directly, delete it directly, or start to block bad news. If I keep sending you messages, it's mainly about loan marketing for users. Similar mass messaging is an advertising method on the platform.

2 Pratt & Whitney online lending platform is a loan from Zijin Sub-branch.

A money station loan company under this company will entrust a third party to make dunning.

This company belongs to Zijin Investment Group, and Zijin Branch Loan is the parent company of Zijin Pratt & Whitney. They are subordinate. The loan of Zijin Branch is mainly for financing an enterprise, and Zijin Pratt & Whitney is engaged in small loans, similar to Ping An Easy Loan and CreditEase Pratt & Whitney. The reason is that the loan matched in Jiufu Pratt & Whitney online lending platform was not paid off within the repayment date, resulting in overdue repayment;

Overdue interest will be generated, which will affect the credit information, and in serious cases, it will be prosecuted by the court and imprisoned.

The repayment date is mainly used by banks to judge whether the cardholder has a malicious overdraft tendency and judge the cardholder's economic situation. Therefore, repayment after the last repayment date will inevitably lead to overdue records. Whether this record can be changed from the central bank requires further consultation between you and the issuing bank.

Ping An Pratt & Whitney is a relatively formal financial company. After the deadline, you will generally take all kinds of phone harassment, call you, call your friends, call your family and colleagues, call all the people in your mobile phone address book, and give you repayment pressure. If the phone can't get through, they may take home visits, but there will be no violent collection. Finally, it will be solved through legal channels. Therefore, if you have money, you must pay it back as soon as possible. After all, Ping An Pratt & Whitney's microfinance interest is not low.

In addition, from the beginning of this month to the end of this year, Ping An Pratt & Whitney unsecured products are exempt from three-point handling fees, and e-loans for mortgage houses are inevitable. All loan products of Ping An Pratt & Whitney returned 1.5% of the loan amount, which reduced the borrower's capital use cost.

Bank transfers arrive from time to time, depending on the amount between banks, ranging from 50,000 to 1 hour and from 50,000 to 6 hours. If the remittance is made by ABC, the funds will be deducted from the ABC card in real time. As for the arrival time, it depends on the processing speed of the receiving bank. Generally, the account will be received within 1-2 working days, and the transfer of the Agricultural Bank is very fast, and it will be received within half an hour! If it is an inter-bank transfer, the time will be longer, and it will not exceed 24 hours at the latest.