Where can I see the progress of housing loan?

How to check the progress of mortgage?

Method 1: Call the bank directly, that is, call the salesman who handles the loan directly. This method is the most accurate, direct and fast. Basically suitable for all loans; \ Method 2: Call the customer service center of the lending institution to find out the loan progress. This requires lending institutions to have customer service centers, like banks, but some lending institutions often do not have special customer service centers; \ Method 3: Online inquiry \ For institutions that have already started online progress inquiry, they can directly inquire about the loan progress online. For example, CCB's mortgage can directly check the progress online.

How to check the mortgage

Mortgage inquiry can be conducted in the following ways:

1. You can directly enter the issuing bank official website, find personal online banking, log in to the personal online banking system, and use the functions of account inquiry and customer service. If you want to have more and better services, you can apply for online banking shield at the outlet and upgrade to an online banking signing customer. In addition to the services of ordinary customers, contracted customers can also enjoy various forms of transfer and remittance, payment, wealth management, personal loans and other services;

2. Telephone inquiry: Telephone inquiry is more convenient. You can directly call the customer service hotline of CCB 96633, follow the voice prompts and enter the relevant ID number for inquiry.

3. Inquire about the business hall, directly in the business hall of CCB. When inquiring, you need to bring your personal ID card and mortgage bank card for staff to inquire.

4.APP query. Now many banks and some lending institutions have their own apps. Click Query directly and check their loans through the app.

5. Contact the account manager. When applying for a loan, there will usually be an account manager to negotiate. Applicants can also consult the account manager directly if they have any questions.

Housing mortgage loan conditions are as follows:

1, with valid ID card and proof of marital status;

2. Good credit record and willingness to repay;

3. Stable income;

4, the purchase of commercial housing sales contract or letter of intent;

5. Have the ability to pay the down payment of the purchased house;

6. Open a personal settlement account in a bank with effective guarantee.

Buying a house with a loan requires the following procedures:

1. When choosing a real estate, buyers should further confirm whether the real estate developed and built by the developer is supported by the bank to ensure a smooth mortgage loan;

2. Apply for a mortgage loan. After confirming that the property you choose has bank mortgage support, buyers should know about the bank's regulations on mortgage support for buyers, prepare relevant legal documents and fill in the mortgage application form;

3. Signing a contract: the bank receives the legal documents related to the mortgage application submitted by the buyers, and after examining and confirming that the buyers meet the mortgage loan conditions, it issues a loan consent notice or mortgage loan to the buyers;

4. Sign a house mortgage contract. When signing a house purchase contract, the buyer signs a house mortgage contract with the developer and the bank with the relevant legal documents stipulated by the bank, specifying the rights and obligations such as the amount, term, interest rate and repayment method of the mortgage loan;

5, mortgage registration, insurance buyers, developers and banks with the "housing mortgage loan contract" and the purchase contract to the real estate management department for mortgage registration;

6. Open a special repayment account. According to the contract, the buyer opens a special repayment account in a financial institution designated by the bank, and signs a power of attorney to authorize the institution to pay the bank's loan principal and interest and the arrears related to the mortgage loan contract from this account.

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How to check the progress of housing loan?

How to check the progress of housing loan? You can bring your ID card to the nearest bank loan department to inquire about the loan balance or repayment details in the new year. You can query personal loans through online banking, log in, and query loan balance and repayment records. You can directly inquire at the counter of the bank loan department, or you can call at any time to inquire about the repayment plan in time. 1. Bring your ID card to the personal loan department of the bank branch. Not only can you check the loan balance, but you can also check the repayment details for the next year; 2. Inquire through online banking. Log in to the personal online banking of Bank of Communications, click Personal Loan-My Loan-Loan Query on the homepage, and you can see the loan balance, repayment record and other information on the loan query page. 1. If you apply for a housing loan in a bank, you can directly check the progress at the counter of the loan bank. If the borrower keeps the telephone number of the loan consultant who handles the loan for himself through loan companies, loan intermediaries and other institutions, you can call them at any time to check the loan progress. 2. Online inquiry For banks or loan companies that have opened the online progress inquiry function, borrowers can also directly check the progress online. At present, the bank that can check the progress online is China Construction Bank. Regularly checking the progress of housing loans is more conducive to the buyers to prepare for the repayment plan, and at the same time, they can know the whole process of mortgage loans like the palm of their hand. Method 1: Call the bank directly, that is, call the salesman who handles the loan directly. This method is the most accurate, direct and fast. Basically suitable for all loans; Method 2: Call the customer service center of the lending institution to find out the loan progress in this way. This requires lending institutions to have customer service centers, like banks, but some lending institutions often do not have special customer service centers; Method 3: Online Inquiry For institutions that have started online progress inquiry, they can directly inquire about the loan progress online. For example, CCB's mortgage can directly check the progress online. 1. If you apply for a housing loan in a bank, you can directly check the progress at the counter of the loan bank. If the borrower keeps the telephone number of the loan consultant who handles the loan for himself through loan companies, loan intermediaries and other institutions, you can call them at any time to check the loan progress. 2. Online inquiry For banks or loan companies that have opened the online progress inquiry function, borrowers can also directly check the progress online. At present, the bank that can check the progress online is China Construction Bank. Regularly checking the progress of housing loans is more conducive to the buyers to prepare for the repayment plan, and at the same time, they can know the whole process of mortgage loans like the palm of their hand. To sum up, how to check the progress of housing loan? If you call the bank counter directly to check the loan situation, this method is simple, fast and accurate, and all loans are suitable for this method. If online banking has been enabled, you can directly query the progress query function online, which is convenient and fast. Check the loan situation regularly, so as to be aware of it and repay it in time.