Bai Hua's outstanding dunning SMS content.

Pay it back quickly. After a long waiting period, interest will continue to rise. If you don't pay back the tens of thousands, they will sue. At that time, they may sue for fraud. If you have the ability and little money, you might as well pay it back as soon as possible. After a long time, it will affect your credit information. Credit information has a great influence on us, which is related to buying a car, buying a house or even looking for a job in the future.

If it takes a long time, the number limit does not constitute a criminal offence, but if it is brought to court, it will be enforced by the court and blacklisted, which will affect your future loan, house purchase and job search.

Ant Flower Garden has been officially launched since April 20 15. Mainly used for shopping on Tmall and Taobao, it has always been loved by consumers, especially those born in 1980s and 1990s. In order to better serve consumers, ant flower buds began to break the restrictions of shopping platforms and expand their services to more online and offline consumption fields.

If you don't change it for a long time, you will

First, suffer from telephone "harassment"

Second, reduce the sesame credit score

Third, credit it to the People's Bank of China.

Article 108 of the General Principles of the Civil Law stipulates: "The debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court. " Therefore, it is certain that the debtor must repay the debt.

Extended data:

Ant Flower Bud is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".

On August 4, 20 16, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance on the Shanghai Stock Exchange. By June of 20 18 and 1 year, Ant Financial has voluntarily increased the capital of two small loan companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to/kloc-0.2 billion yuan. ? On May 6th, 2008, Bai Hua announced its opening to banks and other financial institutions.

Bud 1. Calculation formula of overdue interest:

Overdue interest = payable amount ×0.05%× overdue days.

For example, the amount you should pay is 10000 yuan, and the number of overdue days is 10 days.

The overdue interest you have to pay is 10000×0.05%× 10, which is equal to 50 yuan (the interest is not low).

Second, pay special attention.

The overdue interest shall be charged at 0.05% of the outstanding amount in the current period. 0.05% may not seem like much, but it must be noted that overdue interest is calculated on a daily basis.

References:

Ant Flower Bai Baidu Encyclopedia

The ant flower garden reminder method is accused of infringing on user privacy. The response has been suspended-Xinhuanet

What will happen to the overdue repayment of ant flowers _ Hebei News Network

Won't the ants be sentenced after the deadline?-A Complete Book of Legal Knowledge | Lawyer 365

The ant flower garden reminder method is accused of infringing user privacy. The response has been suspended _ Yang Guang. com