Excuse me. How long will it take to be prosecuted? What should I do if I am sued within the time limit?

At present, Bai Hua and Xie Bai have not stated how long they will sue after the deadline, but they will reserve the right to solve the problem through legal channels. Therefore, some friends with excessive overdue behavior or large overdue amount may indeed be sued or borrowed by Bai Hua. If the subject is overdue for 3 months and the amount is 40,000, it will definitely be prosecuted.

Flower buds correspond to the bank's credit card business, and borrowing buds correspond to the bank's consumer loan business, so the way to deal with overdue behavior should be similar to that of banks. You can refer to the situation of the bank to explain.

Three months before the deadline, Alipay usually calls you every day in the first month, but the phone can't get through. In the second month, Alipay will entrust a third-party debt company to check the situation. If you haven't paid back the money in the second month, a lawyer's letter will be sent to inform you in the third month, and Alipay may take judicial proceedings against you. However, with the current overdue amount of Alipay, even if your materials are ready for prosecution, the court will accept them one by one in the first-come-first-served order, and it will not be your turn to file a lawsuit for half a year!

But to tell you clearly, if it is overdue for three months, the credit investigation will definitely have an impact. If you have money, you should return it as soon as possible. Just search: Sky Data, find this WeChat applet, pull out the details of your online loan liabilities and overdue credit status, and make a repayment plan according to your own situation. Since you have the willingness to repay, you might as well try. Call customer service and explain your situation. To be clear, I can pay back as much money as I can every month. At present, I can't settle my debts at one time.

You are racing against time now, depending on whether you can settle the arrears before Alipay really sues you. Whether you confess to your family or spend more time making money to repay the loan, you need to try.