How often does Xiaomi loans overdue call the address book home?

There is no specific time, and I am not sure whether to call my family in the address book.

There is no definite time when the "assembly" will come. It may start in a month or two months. What is certain is that loans overdue, an online merchant, will be collected. As for whether you will call your family, or call the people in the borrower's address book, it is not known. Generally, the early overdue dunning methods are aimed at the loan itself.

After the deadline, the online lending platform and the third-party collection found by the bank have the right to collect from us, but the premise is that the collection means are legal and in line with the regulations, because violent collection has been punished. If the other party has violent collection or other non-compliant collection, everyone can report it. Let's talk about the act of calling their home. The debtor will fill in the emergency contact when making a loan, and will call the emergency contact when the platform can't contact him, which meets the requirements.

This third-party contact method is generally obtained through formal channels, that is to say, when the debtor loses contact, he can contact a third party unrelated to the loan, but the contact content is limited to informing, that is, the debtor can answer the phone through the third party, but he can't inform the third party debtor's debt except the debtor. If the debtor is harassed by phone messages for a long time, these are illegal and everyone can report it. Generally, complaints to the CBRC or the Internet Finance Association must provide corresponding audio evidence.

How to get the phone number of the borrower's friend's home;

1, WeChat circle of friends. Now wechat is basically available to everyone. The appearance of WeChat has greatly facilitated our daily communication, but if we are not careful, our privacy can easily be leaked. The collection may be that I saw the borrower's home phone number from a friend's circle of friends and then harassed him.

2. The borrower's phone records. Although the phone number of friends and family members will not appear in the borrower's address book, if the borrower has a call record with the other party, it is likely to be detected by the online loan app and backed up for future collection bombing.

3. Gray channel. It has been reported by the media before that many people's personal privacy has been mastered by the underground black industry chain, and it is normal to collect this information through some gray channels.