Can I bring a calculator into the examination room for the 2022 Banking Qualification Examination?

The Banking Qualification Examination is one of the exams that has a large number of applicants in China. Due to the large amount of calculations in the exam, some candidates who apply for the exam for the first time will have questions: Can you bring a calculator to the Banking Qualification Examination? Examination room? The answer is no, but for some exams, calculators will be provided on the exam page, so you don’t need to worry!

According to the examination regulations:

In addition to carrying calculation pens, candidates must put other items into the designated location in the examination room when entering. It is strictly prohibited to bring other items to your seat (such as mobile phones, bags, books, materials, notebooks, scratch paper, electronic tools, calculators, etc.). If your mobile phone is nowhere to be stored, it must be turned off and handed over to the examination room staff for unification. manage.

Therefore, you cannot bring a calculator into the examination room, and the examination page will have a calculator to meet the candidates' calculation requirements. The calculator is located at the bottom of the exam answer page. Financial calculators are also provided for personal finance exams.

The personal finance, personal loans and other subjects of the Banking Professional Qualification Examination require the use of calculators. Although you cannot bring your own calculator, a computer can meet the needs. When candidates answer calculation questions, they can see the calculator option at the bottom of the answer page. Click "Calculator" below to calculate. About the usage of the calculator, as follows:

About the operation of "Keyboard Key Calculator":

Step 1: Open the calculator in the examination system. When opening the calculator, it is the standard Type;

Step 2: Click "View" and select "Scientific Type" (shortcut key ALT 2);

Step 3: Enter the Don’t click on the relevant numbers and symbols incorrectly, and calculate carefully.

About the operation of "Financial Calculator":

Step 1: (Interest rate), enter the rate in the question, do not enter the percent sign, such as 7, just enter the number 7 is enough;

Step 2: (Issue number), when entering numbers, you need to click on the front first. When a "checkmark" appears, it means it is selected, and then you can enter the number;

Step 3: (Present value), the same operation as above;

Step 4: (Final value), the same operation as above;

Step 5: No need to click on the required parameters. There is no need for a "check" in the front;

Step 6: (beginning of period) (end of period), just choose according to the situation. However, unless otherwise specified, the default selection (end of period) will suffice.

Contents of the Banking Professional Qualification Examination:

1. Required subject: "Banking Laws, Regulations and Comprehensive Abilities"

Examination Purpose: Pass this subject exam , testing candidates’ ability to analyze and judge problems and handle basic business using basic knowledge of the banking industry, banking-related laws and regulations, and the basic principles and professional ethics of banking practitioners.

Mainly examine knowledge points: economic and financial basics, banking business, bank management, legal basis of banking practice, bank supervision and self-discipline

2. Selected subjects: "Banking Professional Practice - Banking Management》

Purpose of the examination: To pass this professional examination, examine whether the candidates have reached the qualification level of banking managers and have the level of ability to perform duties matching the position, including examining their understanding of the relevant economic and financial systems. And the degree of mastery of laws and regulations, management of banking financial institutions, protection of financial consumers' rights and interests, etc., focusing on the actual application and control ability of compliance management of banking financial institutions, key points of various basic business risk control and corresponding regulatory requirements.

Mainly inspect knowledge points: economic policy, regulatory system, basic banking business, bank operation management and innovation, non-bank financial institutions and business, internal control, compliance management and auditing, bank risk management, banking industry consumption Protection of the rights and interests of shareholders and social responsibility

3. Selected subjects: "Banking Professional Practice - Risk Management"

Examination purpose: The risk management examination is based on the authoritative framework system of domestic and foreign regulatory standards. Closely integrate with the basic practices of domestic banking business and risk management, and aim at the basic understanding of all employees of banking institutions, especially grassroots practitioners, unify the basic concepts and terminology of risk management, and master the basic knowledge of risk management, risk culture, and risk limits. , risk preference, three lines of defense and other basic contents, focusing on credit risks and operational risks related to grassroots practical work.

Main inspection knowledge points: risk management foundation, risk management system, capital management, credit risk management, market risk management, operational risk management, liquidity risk management, country risk management, reputation risk and strategic risk Management, other risk management, stress testing, risk assessment and capital assessment, banking supervision and market constraints

4. Selected subjects: "Banking Professional Practice - Personal Finance"

Examination purpose : Passing this exam will test candidates’ mastery of basic knowledge and skills in personal finance, including testing the application of professional knowledge and skills such as financial investment markets, financial products, financial business management, etc.; test candidates’ understanding of personal financial services Mastery of relevant laws and regulations, customer classification and demand analysis, financial management calculation tools, etc. Comprehensively apply the knowledge and skills of this subject to conduct personal financial management business legally and compliantly

Mainly examine knowledge points: personal finance, laws and regulations related to personal financial management business, financial investment market, financial management products, customer classification and needs Analysis, financial planning calculation tools and methods, financial planners’ work processes and methods, financial planners’ financial service skills, and other laws and regulations related to personal financial management business

5. Selected subjects: "Banking Professional Practice—Company" Credit》

Examination purpose: To pass this subject examination, test candidates’ application of knowledge related to the field of banking and corporate credit, including basic knowledge of corporate credit, corporate credit operating procedures, analysis methods and management requirements, as well as corporate credit related Laws and regulations, etc., and the ability to handle basic credit business of banking companies.

Main inspection knowledge points: corporate credit, loan application acceptance and pre-loan investigation, loan demand analysis, loan environment risk analysis, loan environment risk analysis, customer analysis and credit rating, guarantee management, credit approval, loan Contracts and disbursements, post-loan management, loan risk classification and loan loss reserve provision, non-performing loan management

6. Select the subject "Banking Professional Practice - Personal Loans"

Examination purpose: To pass this subject examination, test candidates’ application of bank personal loan business-related knowledge, including personal loan basic knowledge and business management, operating procedures and risk management of various business types, personal loan-related laws and regulations, etc., to handle bank personal loans Basic business capabilities.

Main inspection knowledge points: basics of personal loan business, personal loan management, personal housing loans, personal consumption loans, personal operating loans, credit card business, personal credit system