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Why can't I just give my bank card to someone else?

In this way, it is convenient for the financial account information of the cheated person to be known by the other party, and the other party can also know his verification code through mobile phones, telecommunications and other means. In this case, his business may change, or the money in his account may be spent, and almost all the money is in his hand, and basically all the money is in the bank account or financial management software, so once his information is leaked, it is likely to endanger the security of his account and the funds inside may be lost.

1. How to commit bank card fraud?

Asking for the bank card number is generally a scam through PS and SMS. Liars know our mobile phone number and bank card, so they can send us short messages with links through some disguised numbers. If we accidentally go in, then we will be cheated. And PS is threatening us to transfer money to them through some related transfer chats. In addition, after getting your card number and user name, he may clone your card and then take your money directly, which is why many people still have their inexplicable cards, but their money has been taken away. Be sure to protect your personal data.

Two. Precautions for bank cards

There are many hidden dangers when bank cards are idle. If the bank card is idle, you should find the issuing bank to solve it properly. The regulations of different banks are different, and some users are too lazy to return. Bank staff will remind that although bank cards are idle, there are many hidden dangers, such as the loss of private information. When opening an account, our personal information will be stored on the magnetic stripe of the bank card. If it is lost improperly, it will accidentally cause the loss of private information. Therefore, unused bank cards cannot be thrown away directly. Many bank cards will generate annual fees after opening. If it is not used for a long time, it will accumulate a lot of annual fees. So don't wait for the bank to contact. The best way is to take the initiative to go to the bank's outlets to cancel. To cancel the bank card, as long as the cardholder holds the bank card and his ID card and applies for cancellation at the same bank as the issuing bank. If the bank card is lost, you need to reissue a bank card first and then close the account. After the bank teller confirms the account cancellation, the card will be trimmed. About a month later, this card was cancelled. If it is a credit card, you can also call the credit card center to cancel it. This can not only avoid privacy leakage, but also avoid wasting a lot of money.