Received a warning from the bank standard card.

Before closing or reducing the number of customers' credit cards, commercial banks will send risk warning SMS notifications. It is necessary to standardize the use of cards and not to improve the use of cards. * * * Received risk SMS notification: credit card installment function has been disabled: Dear customer. China Merchants Bank Credit Card Center confirmed that customers of China Merchants Bank's credit card risk trading recently "cashed out". Customers with "cash withdrawal" (cash installment) of credit cards cannot handle and settle accounts. The content is. Risk SMS notification * * * received 3 times. You always * * * receive risk SMS notifications twice, and put yourself on the "credit card risk customer control list", which shows your previous trading behavior: "cash outflow" to ensure the safety of your credit card. If you receive such risk information, If there is no improvement, banks will take measures, such as reducing the credit card limit according to regulatory requirements. Credit cards will be directly suspended or reduced: credit cards will be suspended or reduced at any time. After receiving the risk SMS notification, it will be included in the "credit card risk customer control list", and the credit card will be directly suspended or reduced.

1. All (single transaction) will be debit card type. In the absence of risk SMS notification in physical structure, the existing debit cards are basically divided into three categories: a magnetic stripe card: a magnetic carrier is used to record text and digital information. The magnetic stripe card is easy to disassemble and cannot be used, and the information is easy to copy. Security is very low. The endless theft in society is basically related to the reproduction of magnetic stripe card information. B. Chip card: also known as financial IC card, bank card takes chip as medium. Chip card has the technical advantages of high security, large amount of stored information and intelligent dynamic verification. So far, there is no case of IC chip card broken in the world. C. Magnetic stripe composite card: magnetic stripe and positive film. When a customer uses a chip to conduct a transaction, its security is equivalent to a chip card, which can effectively ensure the security of account funds. On May, 2065438, the trading function of China magnetic stripe chip composite card was closed. In order to ensure the safety of funds and conform to the trend of the times, it is suggested to upgrade the magnetic stripe card to a chip card as soon as possible.

2. Regarding the application for bank card (account), the People's Bank of China studied and formulated the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Network (Yinfa [2016] No.261,hereinafter referred to as the Notice). The notice stipulates: "The same person can only open a Class I account (legal person) in the same bank." If a first-class account has been opened and a new account has been opened, a second-class or third-class account should be opened. In order to reduce the risk of personal data being stolen, it is recommended to open a bank card (account) in person at the business outlet as far as possible, and do not entrust others or illegal intermediaries. The Bank has not entrusted any intermediary agency to handle bank card (account) business on its behalf. When applying for a bank card (account) by providing a copy of personal identity documents, you can indicate the purpose of use on the copy, such as "to prevent the copy of identity documents from being used for other purposes, apply for a bank card (account)". When handling a bank card, you should truthfully fill in your personal real information and make sure to keep your mobile phone number.