How to check the balance of China Postal Savings Bank Card by SMS?

Postal savings bank balance SMS is as follows:

Postal Bank SMS service:

China Postal Savings Balance SMS Inquiry Method: After the opening of Postal Savings Bank Mobile Banking. You can check the balance information by sending SMS. Transaction information SMS format:

Current account balance inquiry: the last four digits of YECX# account number are sent to 95580.

Inquiry of current account details: the last four digits of MXCX# account number are sent to 95580 to inquire about the details of the last two transactions.

Postal Savings Bank of China

China Postal Savings Bank (PSBC) was formally established on March 20th, 2007. [1] is the fifth largest bank in China. [2][3] It is a state-owned commercial bank established on the basis of the reform of postal savings management system. [4] China Postal Savings Bank has inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and will continue to engage in the business approved by the original business scope and business license documents. [5]

By the end of 2008, a personal financial service network with the widest coverage in urban and rural areas and the largest transaction volume has been built, with 36,000 business outlets. The Postal Savings Bank has established provincial branches in all 365,438+0 provinces (cities and autonomous regions) and five branches in Dalian, Ningbo, Xiamen, Shenzhen and Qingdao. On February 27th, 20 12, with the consent of the State Council, Postal Savings Bank of China Limited was changed to Postal Savings Bank of China Limited on June 27th, 20 12 10/October 27th. Inherit all the assets, liabilities, institutions, businesses and personnel of the former Postal Savings Bank of China Co., Ltd. according to law, and undertake and perform the rights and obligations of the former Postal Savings Bank of China Co., Ltd. in relevant legally binding contracts or agreements, as well as the corresponding creditor-debtor relationship and legal responsibilities. The existing business organization, trademark, Internet domain name and consulting service telephone number of China Postal Savings Bank Co., Ltd. remain unchanged, and the joint-stock company continues to use it, and all businesses are carried out as usual. The customer does not need to go through any change procedures. From February, 20 15 to June, 20 15, China Postal Savings Bank changed from single shareholder to equity diversification. By issuing new shares, the financing scale is 45 1 100 million yuan, and the issuance ratio is 16.92%. [6] 2065438+On August 27th, 2006, China Postal Savings Bank was approved for an IPO of HK$ 8 billion. [7] 2065438+On September 28th, 2006, China Postal Savings Bank was successfully listed on the main board of Hong Kong Stock Exchange.

name of the company

Postal Savings Bank of China

Foreign name

Postal Savings Bank of China

Headquarters location

No.3 Financial Street, Xicheng District, Beijing

Founding time

March 20(th), 2007

scope of business

Finance, Money and Financial Services (J-66)

Corporate nature

State-owned commercial bank

Regulatory department

China Banking Regulatory Commission

member of

china post group corporation

commercial network

About 40 thousand

individual customer

More than 500 million people

secretary of the Party Committee

Li Guohua

Bank president/president

Jiajin Lu

Brief introduction of postal savings

According to the overall arrangement of financial system reform in the State Council, China Postal Savings Bank Co., Ltd. was formally established in March 2007 on the basis of reforming the original postal savings management system. 201265438+1October 2 1 With the consent of the State Council and the approval of the China Banking Regulatory Commission, Postal Savings Bank of China Limited was changed into Postal Savings Bank of China Limited as a whole according to law. [8]

The young Postal Savings Bank has a history of nearly a hundred years. 19 19 The Postal Savings Bank, the predecessor of China Postal Savings Bank, was established and started postal savings business. During the period of 1942, the savings bank bureau became an important part of the six financial pillars at that time. In the early days of the People's Republic of China, 1953 closed the postal savings business and the postal service continued to handle remittance business. 1986, postal savings officially resumed operation.

With the care and support of governments at all levels, financial supervision departments and all walks of life, China Postal Savings Bank adheres to the inclusive finance concept, consciously assumes the social responsibility of "popularizing urban and rural areas and benefiting the people", and has embarked on a characteristic development road of serving agriculture, rural areas, small and medium-sized enterprises and communities.

Postal Savings Bank of China

At present, China Postal Savings Bank has become a commercial bank with the largest number of outlets, the widest coverage and the largest number of customers. By the end of June, 2065438+2005, the Postal Savings Bank had more than 40,000 outlets, and built an electronic financial service network including online banking, mobile banking, telephone banking, TV banking, Weibo Bank, WeChat Bank and CreditEase Bank, serving nearly 490 million people in urban and rural areas.

Accumulated loans to small and micro enterprises exceeded 2.3 trillion yuan, helping about10.2 million small and micro enterprises to solve financing problems; Total assets exceed 6.5 trillion yuan, and key indicators such as return on capital, profit growth rate, non-performing loan ratio, provision coverage ratio and economic profit rate have reached excellent or good levels in banks; The rating agencies rated the main credit rating and bond credit rating of the Postal Savings Bank as "AAA".

In Banker magazine's ranking of "Top 20 1005 Global Banks 1000", the Postal Savings Bank ranked 23rd in total assets and 54th in tier-one capital. China Postal Savings Bank will continue to rely on the advantages of the network, and in accordance with the corporate governance structure and the management requirements of commercial banks, constantly enrich its business varieties, constantly improve its service channels, and constantly improve its service capabilities, so as to provide customers with more comprehensive and convenient financial services and build itself into a large-scale retail commercial bank with sufficient capital, strict internal control, safe operation, excellent brand and strong competitiveness. [9]