It's been almost a month since the renovation loan of CCB, and I haven't received any news yet.

Different banks, different types of loans, the audit time will be different, I suggest you call the bank customer service phone or ask the bank counter staff to consult the loan audit progress.

The lending time of CCB decoration loan depends on the loan approval and the borrower's loan qualification. If the loan information provided by the borrower is more complete and true, the loan approval time will be shorter, usually 15-20 working days. After the loan is approved, the loan contract will be signed and the loan will be issued within 3 working days.

Application steps: 1, the applicant 18-60 years old, with full civil capacity; 2. Have a local permanent residence or a foreign residence but a local valid residence certificate; 3. Have a fixed residence; 4. Have a stable job and income; 5. There are certificates such as the Home Decoration Project Contract signed with the decoration enterprise; 6. Having a current savings account in CCB; 7. Being able to provide the guarantee recognized by CCB; 8. Other conditions required by CCB. Original and photocopy of valid identity documents of China Construction Bank decoration loan application materials (1); (2) A borrower's income certificate issued by a department recognized by the loan bank;