Today, I received a lawyer's letter sent to my hometown by an online loan company. I don't know if it's true or not. You can find lawyer information.

First of all, receiving a letter from a lawyer does not mean being sued. The lawyer's letter is a warning that the party intends to submit the matter to the law. If you receive a real lawyer's letter, it means that you have not filed a lawsuit, which is a warning to you. If you don't pay back the money, you will be prosecuted immediately. Think about it, if the bank financial institution really wants to sue you, then just go to the court and submit the application, then the court will send you a subpoena directly and will not receive a lawyer's letter at all.

First, judge the authenticity of the lawyer's letter.

Generally, a real lawyer's letter will be stamped with the official seal. According to the name of the law firm on the official seal of the lawyer's letter, check whether it really exists and whether it is completely consistent with the name on the lawyer's letter. There is a formal lawyer's signature and telephone number, so you can call and ask. In addition, it is illegal to carve the official seal privately, and you should bear legal responsibility.

Second, how to distinguish between true and false lawyers

Some loan collectors will let others pretend to be lawyers to contact you. For example, I am a lawyer, and an organization entrusts me to handle a debt owed by you. Most of this is fake. Lawyers mainly participate in prosecution and litigation, and will not directly participate in the collection process.

Only if the prosecution is successful will you have the opportunity to see the opposing lawyer in the court and the public security bureau.

To sum up, whether it is a bank financial institution or an online loan, there are very few cases in which borrowers are actually sued. If the bank wants to sue the borrower, it must first find out the assets, otherwise the borrower can't afford it after the judgment is successful. What's the use of prosecution? Most of them just serve as a deterrent and let you repay as soon as possible.