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Can Everbright Credit Card apply for deferred repayment?
Everbright Credit Card can apply for extension immediately when it temporarily expires. The general temporary quota is about to expire, and China Everbright Bank will send a text message to remind the extension.
The basic conditions for applying for temporary quota adjustment (increase) are:
1, account opening for more than 90 days (inclusive) and no lock code;
2. The account limit has not exceeded the limit;
3. The account has three or more consumption records in the last three months;
The basic conditions for applying for permanent quota adjustment (increase) are:
1. The account has been opened for more than 180 days (inclusive) and there is no lock code;
2. The account has three or more consumption records in the last three months;
3. The average monthly utilization rate of the credit line in the last three months is not less than 30%.
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