What problems should be paid attention to in face-to-face loan?

Problems that should be paid attention to in face-to-face loan include: carrying good identity documents, answering questions fluently, and ensuring the fluency of mobile phones. The reason for carrying the ID card is that the staff need to verify the user's identity information and confirm that the user is the lender himself. When answering questions, the user's word order is fluent, so the probability of passing the interview will increase. At the same time, the staff will also send SMS verification code to verify the user's loan reserved mobile phone number, so it is also important to keep the mobile phone number open. Pay attention to the above three points, then the interview can basically pass. Because the user has passed the loan review, the loan interview will ask some basic questions, so the user can answer truthfully. After the face-to-face signing is passed, both parties sign a loan contract, and the lending institution will arrange the loan as soon as possible. Lending institutions will not issue loans before signing a loan contract. The loan contract has been signed, but the lending institution has not made any loans, and the user does not have to bear the repayment responsibility. When the loan funds arrive, the loan will be successful, and then it needs to be repaid on time.