Alipay is 42 days overdue, what will happen next?

After Alipay is overdue for 42 days, the following may happen:

1. Arrears collection: Alipay will urge you to repay by phone or SMS. To remind you to pay back your debts as soon as possible.

2. Overdue penalty interest: Alipay can collect penalty interest during the overdue period according to the contract. This means that in addition to the principal, you have to pay extra fees.

3. Sesame credit is affected: overdue repayment will have a negative impact on your sesame credit, which may lead to a decline in credit score.

4. Bank credit record: Alipay's overdue repayment may be reported to the basic database of personal credit information of China People's Bank (hereinafter referred to as credit reporting agency), which will affect your loan application in other financial institutions.

5. Legal proceedings: If the amount of arrears is large or cannot be resolved for a long time, Alipay has the right to take legal measures to recover the arrears, including bringing a lawsuit to the court, which may have further legal consequences.

Summary: If the payment is overdue for 42 days, Alipay will ask you to repay the arrears through measures such as collection, penalty collection and credit history influence. If the circumstances are serious, legal proceedings and other means may be taken.

Extended data:

Alipay is the leading third-party payment platform in China, and overdue repayment will have a negative impact on personal credit. Timely repayment of arrears is an important measure to maintain personal credit records and good financial relations. In case of repayment difficulties, it is suggested to contact Alipay customer service or relevant financial institutions as soon as possible to negotiate and formulate a reasonable repayment plan.