How long can I lend money after the car loan is paid off?

Within one week of paying off the car loan, the bank will inform the user to go through the formalities of understanding the mortgage. If you haven't received the notice for more than a week, you can call customer service to ask about the specific situation.

In addition, for vehicle release, you need to bring your ID card, a copy of your ID card and relevant certificates of loan settlement letter. If the mortgage is not settled, the vehicle is still a mortgage car in the legal sense, and the property right belongs to the bank or institution, and the user himself has no right to conduct other transactions.

The process of paying off the car loan, releasing the mortgage and getting back the green capital is as follows:

First of all, if you apply for cancellation of motor vehicle mortgage registration, you should fill out the Application Form for Motor Vehicle Mortgage Registration/Pledge Filing;

Secondly, the motor vehicle owner (mortgagor) and mortgagee (bank) apply to the vehicle management office with relevant procedures;

Finally, the specific procedures and steps are as follows:

1. Go to the vehicle service hall of the vehicle management office or the vehicle service hall of the district (city) county traffic police brigade;

2. Receive the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration and fill in the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration;

3. Receive the queue number;

4. Submit the Application Form for Motor Vehicle Mortgage/Cancellation of Mortgage Registration, the identity certificates of the mortgagee and mortgagor, the motor vehicle registration certificate, the master contract and mortgage contract concluded according to law, and other materials;

5, to receive the "motor vehicle registration business acceptance certificate";

6. Pay at the designated window of the bank;

7. Obtain the motor vehicle registration certificate with the payment certificate and the motor vehicle registration business acceptance certificate.

It should be noted that the green copy can only be taken back after the publishing process is completed. So you need to bring all the information and complete the previous process.