If you need money urgently, please open this message quickly.

On April 22, the Criminal Investigation Bureau of the Ministry of Public Security issued a WeChat reminder:

If you need money badly

Suddenly someone called you.

Call yourself a bank or loan company.

Tell you there is no mortgage, 100% down payment.

You can apply for a low-interest loan.

What would you do?

Look at the real case

"Comrade police, please help me. I was cheated. I borrowed all the money from my friends. " On the afternoon of April 2 1 this year, a young woman anxiously walked into Jinjiang Public Security Bureau in Fujian to report the case.

Zeng, a 30-year-old woman from Hunan, lives in Jinjiang Chen Dai and is a housewife. 14 in the afternoon, she received a strange phone call. The other party said that she was a staff member of the loan company, and said that she could pay 100%, and that it would take 10 minutes to review and arrive at the account in 2 hours. As a housewife, with children at home and no income pressure, Ms. Zeng wants to borrow a minimum of 20,000 yuan.

Ms. Zeng added the other party's WeChat and provided relevant information according to the other party's request. Soon, the other party told her that it had been approved and asked her to transfer 10% of the money equivalent to 2000 yuan to an account, saying that after the account was verified, it would be transferred to Ms. Zeng's account together with the loan.

2000 yuan interest, this is the first step. Next, the other party told Ms. Zeng that because Ms. Zeng filled in the wrong bank card account number when filling in the information, she could not make payment. To modify the bank card account, Ms. Zeng needs to transfer another 8000 deposits.

8,000 yuan deposit, this is the second step. So far, Ms. Zeng has been cheated of 6.5438+0 million yuan, but this is not the end. Ms. Zeng thought that she would be able to make a smooth payment, but was told by the other party that the account had been frozen. It took nine months to unfreeze the interest and principal, and she still had to pay 8580 yuan.

I was bent on getting my money back, but I didn't expect to be cheated out of more money by the other side step by step. 1After 580 yuan transferred the money, Ms. Zeng was suddenly cheated. "How to receive the verification code if the bank card is wrong?" "Qian Mingming hit his account. Why is it frozen in my account? "Ms. Zeng, who was cheated, regretted it. She only thought about the loan, but she fell into the trap of the liar step by step.

Expose a secret by hand.

So when you want a loan, understand?

Any of the following words

Please stay away! Stay away! Stay away!

service charge

Principal interest

cash deposit

pure gold

Melting gold

cost of production

Police reminder

Please don't trust strange phone calls, text messages, QQ, WeChat and other loan advertisements. If you need a loan, please apply to a formal lending institution such as a bank; Banks and other formal lending institutions will not require lenders to pay any fees before lending.

See what the online loan fraud suspects say.

Li, 22, is from Zhangzhou. In March last year, he defrauded others 1 10,000 yuan through online loans. After the incident, two accomplices were arrested one after another, and Li absconded and was listed as an online fugitive by the public security organs according to law.

"I dare not go home, I hide myself, and my family is worried." Li said that for a year, he was afraid to go home, hiding outside and occasionally secretly doing odd jobs to make money. The son can't be filial in front of his parents and is ashamed of his parents.

"I was blinded by money at the beginning, and now I regret it." This is what Li said the most after he surrendered.

Li said that the days of running away from home were really hard and sad, and he was afraid to communicate with others. If he has a problem with others or is bullied, he can only submit to humiliation. Every time he sees police lights and uniformed policemen, he gets nervous.

Especially during the epidemic this year, the public security police went door-to-door to check, which made Li's pressure even greater. "I have been hiding for a year, and I have been suffering for a year. I don't know where to hide?" Finally, Li decided to end his absconding and surrender himself.

The following two videos have low volume. Please turn on your mobile phone and listen carefully.

After surrendering himself, Li truthfully confessed his criminal facts of defrauding others' money, and expressed the hope that his lessons would inspire other fugitives, recorded his own video, and warned others to surrender voluntarily and strive for leniency.

Related questions and answers: What should I do if I need money urgently? Money is urgently needed, and funds can be obtained through loans.

The following loan methods can be adopted:

I. Credit card loans

Credit card loan is to withdraw cash by credit card. Customers with credit cards can withdraw cash by credit card when they are in urgent need of funds, but this method will be limited by the credit card limit and can only withdraw cash within the credit card limit.

Second, unsecured loans.

If the borrower has a stable job and income and a good credit record, he can apply for an unsecured loan, that is, a credit loan. Credit loans can be applied in banks and small loan companies.

Third, mortgage loan.

If the borrower has real estate, vehicles and other items as collateral, he can also apply for a mortgage loan from the bank if the procedures are complete.

However, in addition to obtaining funds through the above methods, users in need can also choose to borrow from some reliable online lending platforms. BAT's three major credit products are all "hard enough in the background" and are relatively reliable. Borrowing is the credit product of Ali Ant Financial, micro-loan is the credit product of Tencent Weizhong Bank, and money flower is the credit service brand of Baidu Finance.