I was sued by Baiqian Finance. What should I do?

Many people fail to repay in time after using financial credit business, and there will be no problem in overdue repayment, but there will be bad records in personal credit investigation. However, users who fail to repay the loan within the time limit will be prosecuted by financial institutions. If you are sued, the best way is to actively respond to the lawsuit and pay back the arrears.

Escape is definitely not the solution to the problem. If you have received a summons from the court, it is best to sign it in person, and then carefully check the summons and the attached legal documents to see the time and place of the court session. Usually there will be a judge's phone number on the subpoena. The debtor can call this number first to explain his current economic situation and demands in detail. Of course, you can also apply for legal aid. If you call for legal aid, you will get free legal advice.

Maybe some debtors think they should find a lawyer to help them appear in court. Don't think about it, because it costs money to hire a lawyer. Now that the debtor has not paid off his debts and still has money to hire a lawyer, it will leave a bad impression on the judge and affect the judgment.

In the summons, there will be the plaintiff's demands, such as asking you to pay off all debts in a very short time. If you think this request is unreasonable, you should raise your own objection in time. If you want to open a court to pronounce a sentence, you can only raise your own objection at the end.

If you are sued for overdue debts, there will be a lot of interest and liquidated damages. You need to find out if there are any unreasonable interests or tricks, such as whether you haven't paid back a penny or how much money you have. Generally, the calculation method of financial credit is at most once, such as ten thousand yuan overdue and one year overdue. You have paid some during this period, but when you are sued, you still calculate the interest and liquidated damages according to 1 10,000 yuan, so you have to put forward your own. When using financial credit products, we must take the repayment date seriously. If it is overdue, it should be returned as soon as possible, otherwise it will lead to a bad personal credit record.