Share the experience of studying and living in Australia and handling credit card calling cards.

Studying in Australia means starting an independent life in Australia. Let me share your experience in handling credit cards and calling cards, hoping to help you.

Studying in Australia

Personal belongings include:

1. Passport and boarding pass, it is best to print a letter of approval from the Australian government to prevent customs inspection when entering the customs.

2. a pair of slippers, or wear loose shoes to board the plane. It is comfortable and convenient to take a plane for more than ten hours and bring a pair of slippers.

3. Bring a pen: Before the plane arrives, the flight attendant will issue an entry card, which is very important. It's best to fill it out at the first time, so that there will be no delay in entering the customs.

If you need to transfer, remember to check in at the airport of origin and ask whether your luggage has passed, or whether you need to pick up your luggage at the transit airport and then check it in.

Pay attention to the "international transit" sign of the transit airport, follow this sign, find the boarding gate of your flight on the big screen of the airport and confirm the boarding time.

When you get off the plane, be sure to check your belongings to ensure that your passport, entry card and boarding pass are not lost.

Entry:/kloc-China citizens who are over 0/6 years old and hold electronic passports can choose self-service customs clearance. After getting off the plane, follow the sign of ePassport to find the machine to clear customs. Generally, it's easy to find a SmartGateKiosk near the duty-free shops.

Usage: Insert your passport and answer the questions on the screen (you can choose Chinese service). If it meets the requirements of self-service customs clearance, the machine will automatically print out a SmartGateTicket, save it and proceed to the next step; If not, you need to go to the manual customs clearance queue.

Enter the self-service customs clearance door, insert the receipt, look up at the camera in front, and the system will compare it with the photos on your e-passport. If they match, the door will open automatically.

Remember to retrieve the receipt and keep it safe. After the boarding gate, you can go to the baggage hall by yourself. If the self-service customs clearance fails, it will be guided to the self-service customs clearance help counter, and the customs clearance will be carried out by the manual counter (there is no need to queue at the end of other manual counters).

Attention! If you don't exchange your e-passport, you can only choose manual customs clearance. Pay attention to the foreign citizen window.

You can claim your luggage after entering the customs. Take your luggage and go through the border.

If you have nothing to declare, take the undeclared channel; If so, you need to give the entry card to the border inspector. The staff will arrange for you to take different passages according to the items you declare. Unpacking and police dogs are routine inspections, so don't be afraid.

Before leaving the country, be sure to know clearly the items that the Australian government forbids to bring into the country, such as fresh fruits, vegetables, eggs, seeds, etc. The detailed list can go to official website, the Australian Exit Administration.

Hymns Every university provides free shuttle service. Students can apply for shuttle service online in advance.

Credit card processing for studying in Australia

Credit card type

There are two kinds of credit cards in Australia: high annual fee, high reward, low or zero annual fee and no reward. The advantage of the former is that the money spent can accumulate credit card points or be converted into airline mileage points. Or, cardholders can get a thoughtful travel accident insurance when they buy international air tickets, which saves the cost of spending money on insurance. This card is suitable for people with certain economic strength, frequent business trips and good financial management. Its service is good and its annual fee is relatively high. Take the Federal Bank as an example. According to the different grades of ordinary cards, gold cards and platinum cards, the annual fee ranges from 59 Australian dollars to 200 Australian dollars.

The annual fee for credit cards without rewards is generally below 48 Australian dollars. Australia has a high degree of networking, booking hotels and air tickets are generally done online, and you can also swipe your card for car refueling, supermarket shopping and taxis. Choose this card, life is convenient, don't spend too much money. And credit cards for students. Although there is no annual fee, the credit line is relatively low.

No matter which credit card you choose, you can get an interest-free period of 44 days, 55 days or up to 62 days.

Credit card processing location

Banks are not the only institutions that issue credit cards. With the assistance of banks, major department stores and airlines independently issue joint credit cards to consumers, providing services such as interest-free installment shopping, multi-point shopping and special discounts.

These co-branded cards are usually very modern in design and are attractive to young people or consumers who like to accumulate credit cards. If the shopping center has chain stores in every state of the country, it can also be used in all stores. The consumption amount of co-branded cards can accumulate points for merchants and credit cards at the same time, and shopping malls provide additional free packaging services for customers who use cards.

Although credit cards can really bring convenience and benefits to your life, at a time when the economy is no longer so prosperous, Australians who are used to living in debt find that credit cards are also "fiercer than tigers". For example, if the arrears are not paid after the interest-free period, the bank will mercilessly charge very high interest according to the total amount owed, usually above 15%.

Application material

$ TERM deposit certificate, passport

The specific requirements of each bank may be different, so you need to consult the local card-issuing bank.

Application process

Students can apply directly at the bank counter, provide supporting documents required by the bank and fill out the application form. Generally, it can be done in a week or two, and the slowest is 1 month. From the perspective of application speed, ANZ (ANZ Bank) has the fastest approval speed, relatively simple approval process and a large number of international students.

What kind of credit card is suitable for Australian students?

In fact, every bank has its own advantages and needs. For example, the federal bank has many ATMs, which are convenient to access; ANZ has branches in major cities in China, so it is more convenient for parents to transfer money. Visa cards issued by HSBC, ANZ and St. George's Bank are more suitable for international students, with a quota of about $65,438+$0,000-$5,000.

Handling calling cards for studying in Australia

Amasim

The first one I recommend to you is Amaysim, a student who stayed in Australia after studying abroad. She uses optus's network, but it is much cheaper, and there is no contract, so she can stop at any time.

Features: unlimited calls and short messages in Australia, plus 1.5G network traffic and free international calls in ten countries and regions (China, China, China, Hong Kong, Singapore, Malaysia, the United States, the United Kingdom, New Zealand, India, South Korea and Thailand), with low price and no contract to stop at any time.

Tariff: Well, this is what everyone cares about most. The original tariff was $24.9 /28 days, but now it is adjusted to $9.9 /28 days, which is super cost-effective! Remember, the discount code 10FOR6 is used for international telephone settlement.

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If you can determine your accommodation address before you arrive in Australia, you can apply for Amaysim's calling card online.

New members can get the call fee of 10 through link registration, and you can directly apply for online delivery to your address. Add amaysim $ 10 credit.

In addition to this package, you can choose from the following packages:

$29.9 /28-day package, no calls and short messages from Australia, +3G network traffic and international calls from ten countries.

$39.9 /28-day package, unlimited calls and SMS in Australia, +7G network traffic, free international calls to ten countries.

$49.9 /28-day package, unlimited calls and SMS in Australia, +9G network traffic, free international calls to ten countries.

Short-term option

Features: you can buy it when you land, which is convenient.

It doesn't matter if you don't prepare a calling card in advance, or you don't have an Australian address for the time being. After getting off the plane, you can buy an optus $2 one-day card (500m network, unlimited local calls (excluding calls to China) until you get another card. This is much worse than kogan's 30-day 14g $4.9 yuan, but you can buy it when you land, and kogan needs to send it to Australia.

No need to call outside Australia: Kogan.

Whether this last recommendation is suitable for you depends on your own consideration and choice.

Features: favorable price, unlimited calling in Australia, Vodafone network and good signal. But it does not include calls or text messages outside Australia (such as China and the United States). ).

If you don't need unlimited telephone messages from outside Australia (such as China and the United States), kogan may be the best choice, with special discounts during the activity and good prices when there is no activity. The price is really cheap, usually for a whole year. However, as long as it can be used for more than half a year, it is actually very valuable. If you live in Australia, you are recommended to use their 4.9 yuan 20-day 14G package. For details, please see the introduction listed behind me.

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New users can get a discount of 10 by registering through the following link.

The bonus of RMB 65,438+00 will be deducted automatically at checkout, but it can only be deducted if you buy 20 yuan by shopping. Because only $4.9 is not enough for 20 yuan, you don't need the discount of 10 yuan registered by new users. 15. 1 yuan can buy things, and 20 yuan pays 10 yuan.

Package selection in Kogan:

Monthly 1G unlimited calls, unlimited calls in Australia+1G traffic, one year 132.59 USD. After new users register to use the discount of 10 yuan, the average monthly call is 65438 Australian dollars +00.2 1 Australian dollars. First use the registration link above to register, and then use the discount link below to purchase.

Kogan Mobile prepaid coupon code: small amount (365 days | 65438+ 0GB every 30 days)

After discount 10 yuan, it is USD 65,438 +022.59 a year, with an average of USD 65,438 +00.2 1 Australian dollar a month.

For short-term travelers, 30 days | 14GB unlimited calls: only $4.9!

In fact, as long as it is used for more than 5 days, it is more favorable than optus on the same day 1 yuan. But you must apply in advance! The speed of issuing cards in his family is really ......

In addition, I want to remind you that this 30-day package is one-time and only for new users. If you want to renew it, you have to buy it for one year. So this is very suitable for parents to use in Australia ~

Unlimited 5G calls per month, 205.8 USD a year, saving new user registration 10 yuan.

$ 16.32 per month. After registering, you must use the link below to find this offer.

Kogan Mobile prepaid coupon code: medium (365 days | 5GB prepaid plan every 30 days |

Monthly 10G unlimited calls, 254.34 USD/year, saving 10 yuan for new user registration (you must use the new user preferential registration link /au/r/JEV2HA/), and paying 244.34 USD/year. After registration, use the link below to find a discount, otherwise it will be the original price and there will be no discount.

Kogan Mobile prepaid coupon code: large amount (365 days | 65438+ 00GB prepaid plan every 30 days |

Unlimited calls to 14G every month are $3 15.8 a year, which saves1new user registration in 0 yuan. (You must use the new user preferential registration link /au/r/JEV2HA/) It only costs $25.4 a month! ! ! This price is not enough to buy traffic!

Kogan Mobile prepaid coupon code: extra large (365 days | 65438+ 04GB prepaid plan every 30 days |