Hello, I got a call from Yixin loan company this morning, saying that I applied for a loan of 20 thousand yuan, but I didn't apply?

Ignore it, just delete it and blacken it. This must be a fraudulent phone call made by a liar. Don't believe it. It is impossible for any platform, especially banks or others, to contact you by phone. Even if your information is really stolen, you can't apply for a loan without your own mobile phone verification. Remember, don't answer any strange phone calls or call back easily, which may lead to high telephone charges or being cheated. Don't reveal your SMS verification code to the liar.