What are the dunning methods of Zhaolian Finance?

There are many kinds of dunning methods for Zhaolian Finance.

Zhaolian Finance is a financial loan application software. Zhaolian Finance has many financial loan products. As long as you have an ID card, you can apply. The procedure is simple.

1. The application conditions for recruiting financial partners are otherwise stipulated.

The applicant of Zhaolian Finance should be a natural person who is over 18 years old and has full capacity. He can provide valid personal identity documents, have a stable source of work and income, have a good credit record, and have no large amount of online loan records and excessive personal debts. The mobile phone number should be authenticated by real name, and the required information should be submitted online for approval by the platform. Zhaolian Finance will give the loan applicant a certain loan amount. As for the loan amount, it is determined according to the comprehensive credibility of the loan applicant. In order to increase the loan amount of Zhaolian Finance, users should first improve their personal credit, fill in all their information as completely as possible when filling in the application materials, and ensure the authenticity and accuracy of the information. They can also contact customer service directly to explain their needs and apply for increasing the loan amount.

Second, all the dunning methods of Zhaolian Finance have these.

When users use the financial products of Zhaolian Finance or apply for Zhaolian Financial Loan, Zhaolian Financial Lending Institution will sign a loan contract with the loan applicant, and stipulate the loan term, loan amount and repayment method in the contract. Users should repay the loan on time as agreed. If the user fails to repay the loan on time, loans overdue will be collected by Zhaolian Finance. If the lender fails to repay the loan on time, Zhaolian Financial Customer Service will remind the lender to repay the loan by phone or SMS. If the lender can't contact or can't contact, Zhaolian Finance will call the emergency contact of the lender and urge the lender to repay the loan as soon as possible through the emergency contact. After a round of SMS dunning, Zhaolian financial institution fails to get in touch with the lender, negotiate the repayment plan and make repayment, or the lender has lost contact, then Zhaolian financial institution will entrust the dunning task to the corresponding loan collection company, and the loan collection company will make dunning for the lender. Once the loan collection company goes through a series of collections, the lender improperly handles the arrears, and the loans overdue time exceeds a certain period. Zhaolian Finance will think that the lender is maliciously defaulting on the loan, or even defrauding the loan, and Zhaolian Finance will sue the lender in court.

Third, this can be done to avoid being urged by financial lending institutions.

If you don't want to be urged by financial lending institutions, you must maintain good credit and repay on time. If the economic pressure is too great and the capital turnover is difficult, you can contact the financial lending institutions in advance to renegotiate the repayment plan or extend the repayment period appropriately. Communicate well, be sincere, don't wait until it is overdue, and don't avoid communication. Once the lender can't be contacted, Zhaolian Finance may take other more radical ways to make dunning. For some reasons, loans overdue has arrived. Don't be discouraged. Try to solve the problem. You can discuss with your relatives and friends to turn over the funds first and return the overdue funds first.

There are many dunning methods of Zhaolian Finance, which are determined according to different situations and actual conditions.