Is it risk control to remind the abnormal transaction by SMS of Pudong Credit Card?

The abnormal transaction of short message prompt of Pudong Credit Card is mainly caused by the irregular use of credit card. The cardholder did not use the card according to the credit card regulations, which led to the credit card being controlled by the wind and even detected by the system. The system of Shanghai Pudong Development Bank will send a short message to inform the cardholder that the credit card is abnormal. If the cardholder does not stop paying immediately, the system is likely to freeze the credit card or even seal it.

If the transaction of Pudong Development Credit Card is abnormal, the cardholder should immediately stop the irregular credit card swiping method, maintain a good standardized card use behavior, repay the loan on time, and avoid freezing the credit card, otherwise it is likely that the Pudong Development Credit Card will not be used.

1. What if Pudong Credit Card is frozen?

1, go to the bank outlet to thaw.

The cardholder himself carries the original card and ID card to the outlet of Shanghai Pudong Development Bank for thawing. During the period, the staff will ask some questions and answer them truthfully.

2. Wait for automatic thawing.

If the password is entered incorrectly for many times or the transaction exceeds the limit, this freeze is usually temporary and the system will automatically unfreeze it after a period of time. You can also call the customer service hotline of Shanghai Pudong Development Bank to lift the temporary freeze.

Second, the credit card freeze reason:

1. Password error freezing: If the credit card is frozen due to multiple password errors, just call the credit card customer service hotline of Shanghai Pudong Development Bank and transfer it to manual customer service to unfreeze it.

2. The overdue credit card is frozen: If the overdue amount is not serious and the overdue amount is not large, the credit card can be unfrozen through the hotline or bank counter, but the overdue credit card may be downgraded.

3. Suspected withdrawal: If the credit card is frozen due to suspected withdrawal, you can call the bank to explain the situation and unfreeze it. However, if there is illegal withdrawal after verification, it is basically impossible to unfreeze.

4. Abnormal credit card consumption: If the bank finds abnormal credit card consumption, such as spending in different cities for several times in a few days, the bank will suspect that the user's credit card has been stolen, so it will freeze the credit card and automatically unfreeze it after verifying that there is no abnormal consumption.