Can you believe that the collection can be negotiated?

I believe that many friends who are struggling in debt have their own troubles and worries. The most frequently asked question is whether the collection will really come to the door.

I believe that the person who is afraid of coming to the door will not be Lao Lai. Lao Lai is a man who has no money to pay back. If he's really scared, he'll pay it back! As for fear.

But friends who are afraid of dropping in, have you settled down to analyze the logic of this matter?

Laozi once said: disaster comes from the mouth, which means that bad things can be rewarded.

Today, I will analyze with you why it is also a good thing to collect money at home. Why is it beneficial for you to negotiate in stages, and even reduce your risk of being sued!

First of all, you should think from the perspective of a financial institution. There is a charge at home and it takes two people to go. That is, the cost has doubled, so we have to go.

The purpose of going is not only to exert pressure, but also to objectively understand your situation and verify the borrower's real life, income, assets, real estate, automobile production and other related information.

Many, because financial institutions intend to sue, so after the lawsuit, they know your relevant assets and evaluate your real repayment ability.

But it's really hard for you. When you come to your home, you will see the diseases in this family. It's noisy and the housing conditions are not good. Take out more proof of difficulties, medical records, subsistence allowances, etc. And come up with everything that can prove that you are really difficult.

Do you think it is necessary for financial institutions to sue you based on this evaluation result?

Isn't it a waste to pay prosecution fees?

Then in this case, your family may give up the lawsuit and repay it in installments, as much as you can!

Further enter substantive negotiations. Isn't this to reduce the risk of being sued and improve the possibility of repayment by installments?

You need to know why financial institutions are unwilling to negotiate with you, because they think you have the hope of paying back the money. At your doorstep, you have no hope.

People are interest-oriented, especially financial institutions. No one will think of you, he will only think of his best interests.

Your present situation has broken his hope, and he can only negotiate to pay you back as much as possible!

So it's really hard to be friends. Don't be afraid to come. Now it is a society ruled by law, so don't be afraid.

You can't negotiate over the phone. You should show them your life. It's not easy to see yours. This is more effective than any negotiation method!

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Is it true that the credit card is overdue? Judging whether he will come or not from these three aspects.

Online loan cases are frequent. It's not that he dares to sue you for violating the rules, but that the means of brushing the bill is too clever.

What should I do if the overdue loan platform comes to the door? This work should be put in place to ensure that it will not be affected.

Related Q&A: Related Q&A: Is it legal to threaten home collection due to overdue online loans? Will it really come? I borrowed flowers and spent more than two years. At the beginning, the flower amount was 8,000 yuan, and the flower amount18,000 yuan was used up. During the overdue period, the third-party collection personnel also called many times to remind the repayment and the preferential policies such as interest reduction and exemption for one-time repayment. But because the individual can't handle it at present, it has been dragged on until now, but fortunately it has not been prosecuted by Alipay.

I was overdue for more than two years because I was in too much debt at the beginning. At the beginning, the total debt of credit cards and online loans was more than 654.38+0 million, so I never dealt with it. My repayment principle has always been to apply for a credit card first, and then apply for an online loan. After more than two years, the credit card debt can basically be handled by the end of the year. After all the credit cards were paid off, I began to repay the online loans and began to apply for Alipay loans and flowers.

In fact, when you are in debt, don't panic at first, and don't think about paying off the debt at one go, but take your time. My personal principle is to stabilize your life first, and then consider repayment. Only when you can live can you repay it better. If you have problems with your life, you can only talk about repayment for the time being.

Repayment is a long process. After all, tens of thousands of funds can't be paid off in a day or two. You need to work hard to make money, use your usual rest time, or do an extra job. Those who have connections and education will make good use of their connections and education to make money. Those who have no connections and academic qualifications will work to earn money, eat by strength and find a hard and well-paid job.

I hope that friends who are in debt will not be discouraged and will not be overwhelmed by debt. They must be full of confidence in themselves and longing for life. I believe tomorrow will be better and the debt will be paid off. Dear friends, come on!

Debt is not terrible, what is terrible is that you don't work hard, come on!