Will collection text messages starting with 1068 be paid at your doorstep?

Whether collection text messages starting with 1068 will be collected at your doorstep mainly depends on whether the user is located in the same city as the collection agency. Door-to-door collections may occur in the same city, but collections across cities or provinces rarely occur. In addition, after the user receives the collection text message and pays off the debt in time, he will not encounter collection again in the future.

In short, if the user receives a collection text message in the early stage of overdue payment, as long as the debt is paid off in time, there will be no door-to-door collection.

Extended information:

Overdue bank loan collection:

After a bank loan is overdue, it will usually send a text message or call the borrower within one or two days to ask for He paid off the debt as soon as possible. In fact, when the repayment date is approaching, in order to prevent customers from forgetting to repay, banks often send repayment reminder text messages to customers a few days in advance.

Everyone needs to note that if the bank fails to repay after repeated collections and is overdue for more than three months, the bank has the right to file a lawsuit in court. Therefore, customers must make timely repayments, and it is best to develop a good habit of repaying on time. If it is overdue, the debt should be paid off as soon as possible to minimize the adverse effects of overdue payments.

If you choose to ignore the debt after being called by the bank, or even lose contact directly, the bank will not be able to find anyone. If the case is serious, it may not only file a lawsuit with the court, but may even contact the local public security department. Online recovery, and the borrower is likely to be included in the court's list of dishonest persons subject to enforcement. Once you become a defaulter, not only will you be unable to conduct credit business, but your daily travel and consumption will be affected.

Overdue collection of online loans:

After an online loan is overdue, there is no specific time limit for how long the loan platform will give up collection. It mainly depends on whether the loan platform insists on collecting the money. For example, some platforms believe that they can no longer collect the money, and if the amount owed is not very high, they may give up after half a year or one or two years; of course, some will continue to collect payment, or even outsource it to specialized agencies. The collection company carries out collection collection.

As for whether door-to-door collections will be made, each loan platform has different regulations. However, if the loan platform hires a special collection company for collection, there is a high probability that it will come to your door.

In this regard, it is recommended that customers find ways to pay off their debts as soon as possible. When all debts are paid off, the loan platform will naturally stop collecting debts. If the loan platform illegally charges high interest fees and cannot repay the loan, the customer can collect evidence to report the platform to the local Banking Regulatory Commission or China Internet Finance Association.

If they are violently treated, threatened or intimidated during the collection process, customers can also directly report to the police.